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Investing.com - Citi has raised its price target on Wintrust Financial (NASDAQ:WTFC) to $156.00 from $143.00 while maintaining a Buy rating on the stock. The bank, currently trading at a P/E ratio of 12.4 with an impressive 11.9% revenue growth, has shown strong momentum with a 24.7% return over the past year.
The price target increase follows second-quarter growth trends that exceeded consensus expectations, with Citi noting the conversation around Wintrust will likely shift from growth potential to deposit pricing trends. According to InvestingPro analysis, the stock appears undervalued based on its Fair Value calculations, with 6 analysts recently revising their earnings expectations upward.
Citi highlighted Wintrust as "one of the most dynamic CD pricing operators in the regional bank space" and suggested the company will have increased flexibility on pricing to support net interest margin as growth slows in the second half of 2025.
The firm also pointed to solid credit trends that "seem to be overlooked," along with strong fee income and well-managed expenses that support a positive pre-provision net revenue outlook into 2026 and beyond.
Citi’s $13 price target increase reflects expectations for stronger-than-peer earnings per share growth and "consistently above-peer tangible book value compounding" for Wintrust Financial.
In other recent news, Wintrust Financial Corporation reported impressive second-quarter results for 2025, surpassing both earnings and revenue forecasts. The company’s earnings per share (EPS) were $2.78, exceeding analysts’ expectations of $2.60, which represents a 6.92% surprise. Revenue also outperformed projections, reaching $670.78 million compared to the anticipated $660.32 million, marking a 1.58% surprise. These results have drawn attention to Wintrust’s financial performance, highlighting its ability to exceed market predictions. Analyst firms have taken note of these developments, although no specific upgrades or downgrades were reported in the recent updates. Investors are focusing on these recent developments as they assess Wintrust’s financial health. The company’s performance in this quarter underscores its resilience and ability to navigate the current market conditions.
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