Wintrust Financial Corporation (WTFC)

NASDAQ
Currency in USD
122.30
+0.01(+0.01%)
Closed·
After Hours
122.300.00(0.00%)
·
WTFC Scorecard
Full Analysis
Has raised its dividend for 11 consecutive years
WTFC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
120.47122.73
52 wk Range
89.10142.04
Key Statistics
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Prev. Close
122.3
Open
122.29
Day's Range
120.47-122.73
52 wk Range
89.1-142.04
Volume
398.98K
Average Volume (3m)
486.48K
1-Year Change
19.96%
Book Value / Share
92.76
Fair Value
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Fair Value Upside
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WTFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
136.67
Upside
+11.75%
Members' Sentiments
Bearish
Bullish
ProTips
10 analysts have revised their earnings upwards for the upcoming period
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Wintrust Financial Corporation Company Profile

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Sector
Financial
Employees
5903

Wintrust Financial Corporation SWOT Analysis


Financial Prowess
Wintrust Financial's robust performance, with strong EPS growth and revenue expansion, underscores its market strength and potential for continued success.
Growth Momentum
Explore Wintrust's impressive organic growth strategy and the impact of strategic acquisitions, positioning the company for sustained expansion in the banking sector.
Pristine Credit Quality
Delve into Wintrust's exceptional credit profile, a key strength that minimizes risk and potentially leads to reduced loan loss provisions, enhancing overall profitability.
Analyst Perspectives
With price targets ranging from $127 to $136, analysts recognize Wintrust's potential, citing its strong market position and favorable growth prospects.
Read full SWOT analysis

Wintrust Financial Corporation Earnings Call Summary for Q1/2025

  • Wintrust Q1 2025 EPS of $2.69 beats $2.48 forecast; revenue slightly below at $643.11M
  • Stock rises 3.77% after-hours; net income $189M, record net interest income $526M
  • Loan growth 6% annualized, deposits up 8%; net interest margin increases to 3.56%
  • Company expects strong Q2 loan growth, maintains mid to high single-digit guidance
  • Executives note client caution amid economic uncertainties, remain open to M&A opportunities
Last Updated: 22/04/2025, 15:46
Read Full Transcript

Compare WTFC to Peers and Sector

Metrics to compare
WTFC
Peers
Sector
Relationship
P/E Ratio
12.2x10.4x8.9x
PEG Ratio
2.60−1.640.03
Price/Book
1.3x1.2x1.0x
Price / LTM Sales
3.4x3.2x2.7x
Upside (Analyst Target)
11.2%10.7%11.8%
Fair Value Upside
Unlock1.8%3.1%Unlock

Analyst Ratings

10 Buy
2 Hold
0 Sell
Ratings:
12 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 136.67
(+11.75% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 10.29%
Dividend Yield
1.64%
Industry Median 4.26%
Annualised payout
2.00
Paid quarterly
5-Years Growth
+12.43%
Growth Streak

Earnings

Latest Release
Apr 21, 2025
EPS / Forecast
2.69 / 2.48
Revenue / Forecast
643.11M / 643.19M
EPS Revisions
Last 90 days

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FAQ

What Stock Exchange Does Wintrust Trade On?

Wintrust is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Wintrust?

The stock symbol for Wintrust is "WTFC."

What Is the Wintrust Market Cap?

As of today, Wintrust market cap is 8.19B.

What Is Wintrust's Earnings Per Share (TTM)?

The Wintrust EPS (TTM) is 10.29.

When Is the Next Wintrust Earnings Date?

Wintrust will release its next earnings report on 15 Jul 2025.

From a Technical Analysis Perspective, Is WTFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
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