Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Financial Prowess | Wintrust Financial's robust performance, with strong EPS growth and revenue expansion, underscores its market strength and potential for continued success. |
Growth Momentum | Explore Wintrust's impressive organic growth strategy and the impact of strategic acquisitions, positioning the company for sustained expansion in the banking sector. |
Pristine Credit Quality | Delve into Wintrust's exceptional credit profile, a key strength that minimizes risk and potentially leads to reduced loan loss provisions, enhancing overall profitability. |
Analyst Perspectives | With price targets ranging from $127 to $136, analysts recognize Wintrust's potential, citing its strong market position and favorable growth prospects. |
Metrics to compare | WTFC | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipWTFCPeersSector | |
---|---|---|---|---|
P/E Ratio | 12.2x | 10.4x | 8.9x | |
PEG Ratio | 2.60 | −1.64 | 0.03 | |
Price/Book | 1.3x | 1.2x | 1.0x | |
Price / LTM Sales | 3.4x | 3.2x | 2.7x | |
Upside (Analyst Target) | 11.2% | 10.7% | 11.8% | |
Fair Value Upside | Unlock | 1.8% | 3.1% | Unlock |