Coastal Financial stock target raised to $114 by Keefe analysts

Published 04/03/2025, 14:34
Coastal Financial stock target raised to $114 by Keefe analysts

On Tuesday, Keefe, Bruyette & Woods, a financial services specialist, increased its price target on Coastal Financial Corp (NASDAQ:CCB) shares to $114, up from the previous target of $96. The firm continues to recommend an Outperform rating for the bank holding company.

The revision in the price target comes after Coastal Financial’s shares experienced a strong performance following a capital raise. The stock is currently trading near its 52-week high of $102.25, with a significant 95% price return over the past six months. Keefe analysts believe that Banking-as-a-Service (BaaS) sponsor banks, which include Coastal Financial, Meta Financial Group, Inc. (NASDAQ:CASH), and The Bancorp , Inc. (NASDAQ:TBBK), are starting to warrant a higher valuation compared to traditional banks. This change in perspective is attributed to their enhanced regulatory compliance infrastructure, high returns, and better growth opportunities.

Coastal Financial has been identified as a preferred bank sponsor, securing several program wins from competitors. These achievements are expected to contribute to a remarkable estimated earnings per share (EPS) growth of +157% from 2024 through 2026, despite potential dilution from a capital raise conducted in the fourth quarter.

The new price target of $114 is based on 13.5 times the firm’s projected 2026 earnings per share. With a strong analyst consensus rating and trading at a P/E ratio of 32.7x, InvestingPro analysis suggests the stock is currently trading above its Fair Value. Keefe analysts commend Coastal Financial’s recent performance and potential, reaffirming their positive outlook on the company’s stock. Discover 15 additional exclusive ProTips and comprehensive financial metrics with an InvestingPro subscription.

In other recent news, Coastal Financial Corporation reported fourth-quarter earnings that surpassed Wall Street’s expectations, leading Raymond (NSE:RYMD) James to increase its price target for the company from $88.00 to $100.00 while maintaining a Strong Buy rating. The financial results highlighted the company’s robust business model, with 97.9% of net charge-offs covered by partners during the quarter. Additionally, Coastal Financial announced a public stock offering to support its growth initiatives, with Keefe, Bruyette & Woods and Hovde Group leading the offering. The proceeds from this offering are intended for general corporate purposes, including investment opportunities.

Keefe, Bruyette & Woods also raised their price target for Coastal Financial to $96.00 from $92.00, maintaining an Outperform rating, citing confidence in the bank’s growth prospects and its strong partner pipeline. Analysts noted that the bank’s earnings growth is projected to exceed 170% from 2024 to 2026. Coastal Financial’s recent capital raise is seen as a move that will expedite earnings growth and solidify its position in the Banking-as-a-Service sector. Despite some discrepancies in earnings forecasts, Raymond James views the company’s credit risk model and infrastructure enhancements favorably, anticipating future growth.

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