The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; lease financing for commercial and government vehicle fleets, including trucks and other special purpose vehicles; commercial real estate bridge loans; and small business loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, fixed term loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill and other payment services; debit and prepaid card issuing services; card and bill payment, and ACH processing services; and account services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.
BaaS Powerhouse | Explore The Bancorp's dominant position in Banking-as-a-Service, with a thriving payments business and strategic expansion into credit sponsorship |
Financial Resilience | Despite recent earnings miss, The Bancorp maintains strong capital position, aggressive share buybacks, and upward-revised full-year guidance |
Growth Trajectory | Delve into The Bancorp's multifaceted growth strategy, leveraging its payments infrastructure and entering new markets through credit sponsorship |
Risk & Opportunity | Analysts set $55 price target, balancing credit concerns with potential for scaling in payments and expansion in the evolving digital finance landscape |
Metrics to compare | TBBK | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipTBBKPeersSector | |
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P/E Ratio | 15.7x | 10.3x | 9.7x | |
PEG Ratio | 0.73 | 1.02 | 0.03 | |
Price/Book | 4.1x | 1.0x | 1.0x | |
Price / LTM Sales | 6.8x | 3.4x | 2.9x | |
Upside (Analyst Target) | −7.9% | 8.2% | 10.7% | |
Fair Value Upside | Unlock | 4.7% | 0.9% | Unlock |