Enova International stock rating reiterated at Market Outperform by JMP

Published 17/07/2025, 10:04
Enova International stock rating reiterated at Market Outperform by JMP

Investing.com - JMP Securities has reiterated its Market Outperform rating on Enova International (NYSE:ENVA) with a price target of $135.00, according to a research note published Thursday. Currently trading at $113.71, the stock has earned a "GREAT" overall financial health score on InvestingPro.

Analyst David Scharf maintained the positive outlook for the all-digital, deep subprime lender, noting that Enova shares have rebounded significantly, rising 23% since June 1, compared to the S&P 500’s more modest 6% gain during the same period.

JMP Securities highlighted that Enova operates in a "relatively benign competitive environment" and enjoys funding advantages compared to smaller competitors in the digital lending space.

The firm also indicated there is "an upward bias" to its 2026 forecasts for Enova, suggesting potential for stronger-than-expected performance in the coming year.

In the same research note, JMP mentioned it had upgraded its rating on OppFi, another digital subprime lender, which has seen its shares rise 21% since its first-quarter 2025 results were released.

In other recent news, Enova International reported strong financial results for the first quarter of 2025, surpassing expectations with an earnings per share (EPS) of $2.98, above the anticipated $2.76. The company’s revenue also exceeded forecasts, reaching $746 million against the expected $734.15 million, marking a 22% year-over-year increase. Additionally, Enova issued $163.9 million in securitized notes through its subsidiary, NetCredit Combined Receivables A, LLC, using approximately $193 million of unsecured consumer installment loans as collateral. Seaport Global Securities initiated coverage of Enova with a Buy rating and a $124 price target, citing the company’s strong data collection and scalable online business model. Citizens JMP maintained a Market Outperform rating with a $135 price target, highlighting Enova’s 61% stock value increase over the past year and its robust EPS growth outlook. The company’s diverse loan portfolio and strategic market position were emphasized as key strengths. These developments reflect Enova’s ongoing efforts to leverage its technology-driven approach and diversified offerings to maintain a competitive edge.

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