Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea names. The company was founded in 2003 and is headquartered in Chicago, Illinois.
Digital Lending Giant | Explore Enova's dominance in digital lending, serving deep subprime borrowers with robust growth and resilient stock performance |
Financial Prowess | Delve into Enova's impressive financial metrics, including 82% gross profit margin and 22% revenue growth, with projected 20% EPS CAGR |
Market Positioning | Uncover Enova's strategic advantage in capturing market share from traditional lenders, leveraging its all-digital platform and diversified portfolio |
Analyst Optimism | Learn about analyst price targets reaching $135, reflecting confidence in Enova's growth potential and market outperformance |
Metrics to compare | ENVA | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipENVAPeersSector | |
---|---|---|---|---|
P/E Ratio | 10.1x | −6.8x | 9.5x | |
PEG Ratio | 0.17 | 0.01 | 0.03 | |
Price/Book | 2.1x | 1.7x | 1.0x | |
Price / LTM Sales | 1.9x | 2.9x | 2.8x | |
Upside (Analyst Target) | 28.5% | 12.6% | 13.1% | |
Fair Value Upside | Unlock | −1.3% | 2.3% | Unlock |