Enova International Inc (ENVA)

Currency in USD
103.10
+0.39(+0.38%)
Closed·
After Hours
102.62-0.48(-0.47%)
·
ENVA Scorecard
Full Analysis
Management has been aggressively buying back shares
ENVA is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
102.76104.49
52 wk Range
72.87119.06
Key Statistics
Prev. Close
102.71
Open
103.51
Day's Range
102.76-104.49
52 wk Range
72.87-119.06
Volume
233.6K
Average Volume (3m)
299.36K
1-Year Change
34.74%
Book Value / Share
48.44
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
131.13
Upside
+27.18%
Members' Sentiments
Bearish
Bullish
ProTips
6 analysts have revised their earnings upwards for the upcoming period

Enova International Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Enova International Inc Company Profile

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea names. The company was founded in 2003 and is headquartered in Chicago, Illinois.

Sector
Financial
Employees
1787

Enova International Inc SWOT Analysis


Digital Lending Giant
Explore Enova's dominance in digital lending, serving deep subprime borrowers with robust growth and resilient stock performance
Financial Prowess
Delve into Enova's impressive financial metrics, including 82% gross profit margin and 22% revenue growth, with projected 20% EPS CAGR
Market Positioning
Uncover Enova's strategic advantage in capturing market share from traditional lenders, leveraging its all-digital platform and diversified portfolio
Analyst Optimism
Learn about analyst price targets reaching $135, reflecting confidence in Enova's growth potential and market outperformance
Read full SWOT analysis

Enova International Inc Earnings Call Summary for Q2/2025

  • Enova International surpassed Q2 2025 expectations with EPS of $3.23 and revenue of $764 million, up 22% year-over-year
  • Small business lending now comprises 65% of loan portfolio, driving 28% increase in total originations to $1.8 billion
  • Despite strong results, stock fell 5.01% to $117.63, with slight aftermarket recovery
  • Company projects over 15% revenue growth for Q3 and 20% for full-year 2025, with 30% increase in adjusted EPS
  • CEO transition announced, with commitment to sustainable growth through technology and analytics investment
Last Updated: 25/07/2025, 01:56
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Compare ENVA to Peers and Sector

Metrics to compare
ENVA
Peers
Sector
Relationship
P/E Ratio
10.1x−6.8x9.5x
PEG Ratio
0.170.010.03
Price/Book
2.1x1.7x1.0x
Price / LTM Sales
1.9x2.9x2.8x
Upside (Analyst Target)
28.5%12.6%13.1%
Fair Value Upside
Unlock−1.3%2.3%Unlock

Analyst Ratings

7 Buy
1 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 131.13
(+27.18% Upside)

Earnings

Latest Release
Jul 24, 2025
EPS / Forecast
3.23 / 2.98
Revenue / Forecast
764.00M / 756.58M
EPS Revisions
Last 90 days

ENVA Income Statement

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FAQ

What Stock Exchange Does Enova International Inc Trade On?

Enova International Inc is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Enova International Inc?

The stock symbol for Enova International Inc is "ENVA."

What Is the Enova International Inc Market Cap?

As of today, Enova International Inc market cap is 2.58B.

What Is Enova International Inc's Earnings Per Share (TTM)?

The Enova International Inc EPS (TTM) is 9.90.

When Is the Next Enova International Inc Earnings Date?

Enova International Inc will release its next earnings report on 22 Oct 2025.

From a Technical Analysis Perspective, Is ENVA a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Enova International Inc Stock Split?

Enova International Inc has split 0 times.

How Many Employees Does Enova International Inc Have?

Enova International Inc has 1787 employees.

What is the current trading status of Enova International Inc (ENVA)?

As of 10 Aug 2025, Enova International Inc (ENVA) is trading at a price of 103.10, with a previous close of 102.71. The stock has fluctuated within a day range of 102.76 to 104.49, while its 52-week range spans from 72.87 to 119.06.
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