eToro Group stock: Goldman Sachs reiterates Buy rating despite earnings miss

Published 12/08/2025, 14:46
eToro Group stock: Goldman Sachs reiterates Buy rating despite earnings miss

Investing.com - Goldman Sachs has reiterated its Buy rating and $78.00 price target on eToro Group (NASDAQ:ETOR) following the company’s second-quarter earnings report that fell short of expectations. According to InvestingPro data, the stock is currently trading near its 52-week low, with shares down over 17% in the past six months. The company maintains a "GOOD" overall Financial Health score.

eToro reported second-quarter 2025 earnings per share of 31 cents, below Goldman Sachs estimates of 49 cents and consensus expectations of 48 cents. Adjusted EPS excluding stock-based compensation came in at 34 cents, also missing consensus estimates of 52 cents. InvestingPro analysis reveals that 4 analysts have recently revised their earnings expectations downward for the upcoming period. Get deeper insights into eToro’s earnings potential with an InvestingPro subscription, which offers exclusive access to 8 additional ProTips and comprehensive financial metrics.

The financial services firm delivered mixed results with a 7% higher net contribution versus Street expectations, driven by a 24% higher net Equities, currencies and commodities (ECC) contribution. This strength was partially offset by a 22% lower net crypto contribution.

Higher expenses weighed on profitability, with employee non-cash expenses exceeding estimates by approximately 555%, while general and administrative costs and research and development expenses were 11% and 10% higher than consensus, respectively. These factors resulted in an adjusted pre-tax margin approximately 4.7 percentage points lower than expected.

Goldman Sachs indicated it seeks further clarity on several aspects of eToro’s business, including the drivers behind ECC and crypto take rate strength despite volume weakness, whether trading activity has improved in the third quarter, the trajectory of net interest contribution given changing rate expectations, and the company’s expense outlook for the remainder of the year.

In other recent news, eToro Group reported a revenue of $210 million for the second quarter, surpassing consensus expectations of $198 million. This financial performance has led Jefferies and Mizuho (NYSE:MFG) to maintain their positive outlook on the company, with Jefferies reiterating a Buy rating and Mizuho an Outperform rating, both with a price target of $80. The growth in funded accounts by 14% year-over-year to 3.63 million was attributed to user acquisition and retention efforts, as well as the acquisition of the Australian investing app Spaceship. Additionally, eToro announced plans to offer 24/5 trading for an initial list of 100 popular U.S.-listed stocks and ETFs, as part of its strategy to introduce tokenized U.S.-listed equities on the Ethereum blockchain.

The company also secured a $250 million senior unsecured revolving credit facility to enhance its financial flexibility for strategic growth. eToro plans to host a webinar titled "eToro Unlocked: Trade Without Boundaries," led by Co-founder and CEO Yoni Assia, to discuss recent product updates and upcoming features. These developments reflect eToro’s commitment to expanding its offerings and adapting to the evolving financial landscape.

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