Evercore ISI maintains Bank of America stock with $48 target

Published 16/04/2025, 10:42
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On Wednesday, Evercore ISI sustained its optimistic stance on Bank of America shares (NYSE:BAC), maintaining an Outperform rating and a $48.00 price target. Trading at $37.99, with a market capitalization of $287 billion, the firm’s shares experienced a 3.6% increase, surpassing the broader index by approximately 150 basis points. This performance was attributed to a growing preference for quality investments, a trend that analysts noted Bank of America had not fully benefited from until recently. According to InvestingPro data, the stock has seen significant price movement recently, with analyst targets ranging from $42 to $58.

For the first quarter, Bank of America’s earnings surpassed expectations, primarily due to higher trading revenues and a lower tax rate. With trailing twelve-month revenue of $96 billion and a P/E ratio of 11.34, the bank maintains a solid financial position. Net interest income, investment banking, and expenses aligned closely with projections. Management emphasized the company’s financial resilience, pointing out an excess of 110 basis points of capital on its stable balance sheet, increased reserves to address potential economic downturns, and conservative underwriting practices over the past decade. These factors, along with an impressive 11-year streak of dividend increases as noted by InvestingPro, position Bank of America to outperform competitors and continue investing for growth and client support even in the event of an economic downturn.

The analysis highlighted that while Bank of America’s profit and loss statement was satisfactory and aligned with expectations, the bank consistently pursues organic growth across all its business segments. The management’s discussion also focused on the bank’s overall safety and soundness, indicating a preparedness for a potentially worsening economic environment, with assumptions including a 6% unemployment rate and a 7.4% rate in the Cards sector.

Despite acknowledging the need for Bank of America to close the return gap with its top-performing peers, particularly in terms of net interest margin (NIM) and trading, Evercore ISI regards the bank as reasonably priced. The firm commended Bank of America for its steady, conservative management approach, which it believes will contribute to the bank’s robust performance in the face of economic challenges. With a current dividend yield of 2.74%, the bank offers attractive income potential. For a comprehensive analysis of Bank of America’s valuation and growth prospects, investors can access detailed financial health scores and additional ProTips through InvestingPro’s extensive research reports, available for over 1,400 US stocks.

In other recent news, Bank of America reported stronger-than-expected earnings for the first quarter of 2025. The company’s earnings per share (EPS) reached $0.90, surpassing analyst forecasts of $0.82, while revenue came in at $27.4 billion, exceeding the anticipated $26.99 billion. This performance marks an 18% increase in EPS and a 6% rise in revenue compared to the previous year. The company’s net income for the quarter was reported at $7.4 billion, reflecting an 11% increase from the prior year. CFRA maintained a Buy rating on Bank of America’s stock but adjusted its price target from $53.00 to $47.00, citing a modified risk premium and a forward price-to-earnings ratio. CFRA also revised its earnings per share estimates for the coming years, setting the forecast at $3.60 for 2025 and $4.20 for 2026, based on projected revenues of $108 billion and $113 billion, respectively. Bank of America anticipates a full-year net interest income improvement of 6-7%, with a Q4 2025 exit rate expected between $15.5 billion and $15.7 billion. The company continues to focus on digital engagement and commercial loan growth, contributing to its robust financial health.

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