Goldman Sachs upgrades UniCredit stock with buy rating

Published 27/03/2025, 08:42
Goldman Sachs upgrades UniCredit stock with buy rating

On Thursday, Goldman Sachs reinstated coverage on UniCredit SpA (LON:0RLS) (UCG:IM) (OTC: UNCFF), assigning the stock a Buy rating and setting a price target of EUR 63.00. The move comes as UniCredit shares have experienced a significant uptick, gaining approximately 44% in 2025, notably outperforming the broader European banks sector, which rose by 29%.

Goldman Sachs analysts cited several factors for the positive outlook on UniCredit, including the anticipation of strong fee income evolution driving revenue growth over the medium term, despite a moderating net interest income (NII). The firm also expects operational expenditure control and reduced restructuring and systemic charges to bolster the bank’s profitability.

The analysts highlighted UniCredit’s sector-leading capital distribution as a key strength. They noted that the bank’s stock has re-rated from around 6.3 times its 12-month forward price-to-earnings (P/E) at the end of 2024 to approximately 8.9 times, according to LSEG Data & Analytics Consensus. This adjustment brings UniCredit’s valuation broadly in line with the broader European Banks coverage.

Despite the recent re-rating, Goldman Sachs considers the current valuation levels of UniCredit’s stock to be undemanding. The firm’s peer coverage is trading at a similar level, around 8.9 times 12-month forward P/E, for an approximately 14% return on tangible equity (ROTE). In contrast, UniCredit is expected to deliver sustained returns with a ROTE of 16% or higher throughout the forecast period while also offering a leading capital distribution yield in the sector.

The bank’s performance so far in 2025 and the optimistic outlook provided by Goldman Sachs reflect confidence in UniCredit’s strategic initiatives and operational efficiency. The bank’s stock performance indicates a positive reception from investors, aligning with the broader trend of recovery and growth in the European banking sector.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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