Keefe, Bruyette & Woods upgrades Synovus Financial stock rating on growth

Published 18/07/2025, 08:10
Keefe, Bruyette & Woods upgrades Synovus Financial stock rating on growth

Investing.com - Keefe, Bruyette & Woods upgraded Synovus Financial (NYSE:SNV) from Market Perform to Outperform and raised its price target to $65.00 from $58.00.

The upgrade follows Synovus Financial’s better-than-expected performance in fees and loan loss provisions. The bank showed strong end-of-period loan growth and improved fee income, leading to a more positive revenue outlook. This performance is reflected in the company’s strong financial health score of "GOOD" on InvestingPro, which also notes that 10 analysts have recently revised their earnings estimates upward.

KBW cited early benefits from the "SynovusGo" strategy, noting these improvements come alongside sustained expense control and effective capital management that are pushing profitability higher.

The research firm now projects a 1.3% return on assets and 15% return on tangible common equity for Synovus in 2025. KBW’s estimates for the bank have increased by 9% for 2025 and 7% for 2026.

The new $65 price target represents 11.4 times 2026 earnings per share, 1.9 times tangible book value, and 1.7 times forward tangible book value, with KBW expecting 15% tangible book value growth.

In other recent news, Synovus Financial reported a strong second quarter for 2025, surpassing expectations with earnings per share (EPS) of $1.48, which was above the forecast of $1.26. Revenue also exceeded projections, reaching $593.7 million compared to the expected $586.68 million. DA Davidson responded to these results by raising its price target for Synovus Financial from $60 to $63, while maintaining a Buy rating, citing the bank’s improved growth outlook and benign credit environment. The firm also adjusted its 2025 EPS estimate for Synovus from $5.17 to $5.50, while keeping the 2026 estimate at $5.51 per share.

Synovus demonstrated a 28% year-over-year EPS growth and a 1.2% revenue surprise, indicating robust company performance. The bank’s loan production reached its highest level since the third quarter of 2022, with a 60% year-over-year increase in funded loan production. Synovus expects loan growth of 4-6% for 2025, supported by strategic initiatives such as expanding its commercial banking team. Despite a decline in core deposits, Synovus maintained momentum in loan production, with loan balances increasing by 2% quarter-over-quarter.

Looking ahead, Synovus has raised its adjusted revenue growth outlook to 5-7% and anticipates two Federal Reserve rate cuts in the latter half of the year, which could impact financial performance. The company’s strategic focus remains on organic growth to enhance valuation, with ongoing efforts to hire new talent and expand product offerings.

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