LPL Financial stock holds Buy rating, $423 target from TD Cowen

Published 08/04/2025, 16:34
LPL Financial stock holds Buy rating, $423 target from TD Cowen

On Tuesday, TD Cowen maintained a Buy rating on LPL Financial Holdings (NASDAQ:LPLA) with an unchanged price target of $423.00. According to InvestingPro data, LPLA is currently trading at $297.83, with analysts' targets ranging from $357 to $441, suggesting significant upside potential. The stock's recent performance indicates it may be oversold, presenting a potential opportunity for investors. The firm's analyst highlighted the company's recent win, as LPL Financial announced that First Horizon (NYSE:FHN) would be outsourcing its wealth management platform, with $16 billion in Assets Under Administration (AUA), expected to be integrated in the second half of 2025. This move is seen as a positive step following the recent acquisition of Commonwealth by LPL Financial. The company's strong financial position is evident in its $12.1 billion revenue and impressive 22.49% revenue growth over the last twelve months.

The analyst expects this new partnership to contribute approximately $0.10 to annual earnings per share, noting that the related deal costs have been taken into account in the previously stated 2.25x pro forma net leverage ratio. The commentary from TD Cowen suggests that, despite the market's current volatility and concerns over "Liberation Day" tariffs, the deal with First Horizon is a strategic enhancement for LPL Financial's platform efficacy.

Moreover, the firm anticipates an increase in client cash allocations due to the ongoing market turmoil and forecasts this trend to be net accretive to LPL Financial's recent market performance. The analyst also mentioned the expectation of two additional federal funds rate cuts through the year 2027.

TD Cowen's stance on LPL Financial remains positive, with the belief that the company's recent actions and anticipated market developments will not significantly alter their valuation framework. The firm maintains its Buy rating, reflecting confidence in LPL Financial's strategic direction and its ability to adapt to changing market conditions. InvestingPro analysis reveals the company maintains a "GOOD" financial health score, with liquid assets exceeding short-term obligations. For deeper insights into LPLA's valuation and growth prospects, including 12 additional ProTips and comprehensive financial metrics, check out the full Pro Research Report available on InvestingPro.

In other recent news, LPL Financial has announced a public stock offering valued at $1.5 billion, with Morgan Stanley (NYSE:MS) & Co. LLC acting as the sole active book-running manager. The proceeds from this offering are intended to fund the acquisition of Commonwealth Financial Network, a move that aligns with ongoing acquisition rumors surrounding the company. Analysts from JMP have reiterated a Market Outperform rating for LPL Financial, maintaining a $435.00 price target, as speculation about the acquisition continues. Additionally, LPL Holdings, a subsidiary of LPL Financial, has issued $1.25 billion in senior unsecured notes to strengthen its financial position by repaying existing debts and funding general corporate purposes.

In executive news, LPL Financial has appointed Katharine Reeping as its new Chief Accounting Officer, effective February 28, 2025. Reeping, with extensive experience in finance and accounting, will oversee the company's principal accounting functions. In another leadership update, Vaughn Harvey has been named the chief data and AI officer, tasked with driving LPL Financial's data and AI initiatives. These strategic appointments reflect the company's commitment to enhancing its operational capabilities and maintaining robust financial oversight. LPL Financial continues to support nearly 29,000 financial advisors and manage approximately $1.7 trillion in brokerage and advisory assets.

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