Mizuho lowers Fiserv stock price target to $165 on Clover growth concerns

Published 29/07/2025, 12:22
Mizuho lowers Fiserv stock price target to $165 on Clover growth concerns

Investing.com - Mizuho (NYSE:MFG) has reduced its price target on Fiserv (NYSE:FI) to $165.00 from $194.00 while maintaining an Outperform rating on the financial technology company’s stock. The new target still suggests significant upside potential for the $76 billion market cap company, which according to InvestingPro analysis is currently trading at a P/E ratio of 23.2x.

The price target adjustment follows Fiserv’s second-quarter results reported last week, which prompted the company to lower its organic growth guidance to 10% from the previous range of 10-12%. The stock has reacted sharply, declining nearly 16% in the past week and 34% over the last six months, according to InvestingPro data.

Mizuho’s analysis specifically addresses concerns about Fiserv’s Clover business unit reaching its $3.5 billion annual revenue target, concluding that while feasible, this goal likely requires improved yield, which may prove challenging.

The firm noted that its channel checks suggest previous price increases have already negatively impacted Clover’s growth, potentially complicating the revenue target achievement.

Despite these concerns, Mizuho maintained its Outperform rating, citing Fiserv’s "reduced organic growth expectations and a strong long-term moat of the combined business," bolstered by the company’s "industry-leading distribution capabilities" and strategic assets including Clover, CashFlow Central, and partnerships with companies like ADP.

In other recent news, Fiserv’s latest earnings report has prompted several analyst firms to adjust their stock price targets for the company. Bernstein reduced its target to $205, citing revenue and margin misses partially due to the company’s operations in Argentina. Keefe, Bruyette & Woods lowered its target to $170 following a second-quarter earnings call that revealed weaker guidance for 2025, primarily due to challenges in the Merchant segment and broader economic concerns. Similarly, KeyBanc adjusted its target to $200, highlighting a slowdown in growth across Fiserv’s business segments and reduced margin expansion projections. TD Cowen also reduced its target to $188, describing the second-quarter earnings report as "clearly disappointing" with lower organic growth and adjusted operating margin targets for 2025. Lastly, RBC Capital lowered its price target to $178, noting Fiserv’s reduced organic growth and margin guidance for the rest of the year. These adjustments reflect a cautious outlook from analysts despite their continued confidence in Fiserv’s overall performance, as evidenced by maintained ratings such as Outperform and Buy.

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