Monness Crespi Hardt raises PayPal stock price target to $105 on user growth

Published 28/07/2025, 18:40
Monness Crespi Hardt raises PayPal stock price target to $105 on user growth

Investing.com - Monness, Crespi, Hardt raised its price target on PayPal (NASDAQ:PYPL) to $105.00 from $95.00 on Monday, while maintaining a Buy rating on the digital payments company, which currently commands a market capitalization of $76.4 billion and trades at a P/E ratio of 17.45x.

The investment firm cited potential for upward revisions to consensus estimates and investor expectations for PayPal’s sustainable growth rate, despite the stock’s 18% increase since its last earnings report. According to InvestingPro analysis, PayPal appears undervalued based on its Fair Value model, with the company maintaining a GOOD overall financial health score.

Monness Crespi Hardt’s research indicates positive key performance indicator trends in the upcoming quarter, with particular strength expected in user numbers.

The firm believes these metrics will build investor confidence in customer adoption of PayPal’s enhanced offerings and its increased focus on the Venmo platform.

The price target increase represents additional upside potential for PayPal shares, which have already seen significant gains ahead of the company’s next quarterly results.

In other recent news, PayPal has launched a new "Pay with Crypto" solution, allowing merchants to accept over 100 cryptocurrencies and significantly reduce transaction fees by up to 90% compared to traditional international payment methods. This service will soon be available to U.S. merchants and offers instant conversion of crypto to stablecoin or fiat currency. Additionally, PayPal introduced PayPal World, a global wallet interoperability platform, partnering with major entities like Mercado Pago and Tenpay Global, aiming to connect major global payment systems and digital wallets.

Ahead of its second-quarter earnings report, Truist Securities has reiterated its Sell rating on PayPal, maintaining a price target of $68.00. The firm noted expectations aligned with guidance and consensus estimates, pointing out a slightly worse net take rate. In contrast, RBC Capital has maintained an Outperform rating with an $88.00 price target, expressing confidence in PayPal’s profitable growth strategy following a presentation at the RBC Fintech Conference.

Furthermore, PayPal has partnered with Anthropic to integrate its payment services with Claude AI, enabling users to manage transactions and financial insights through conversational commands. These recent developments highlight PayPal’s ongoing efforts to innovate and expand its services globally.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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