Q2 Holdings stock price target lowered to $90 by Stifel on bank M&A churn

Published 15/10/2025, 10:32
Q2 Holdings stock price target lowered to $90 by Stifel on bank M&A churn

Investing.com - Stifel has reduced its price target on Q2 Holdings (NYSE:QTWO) to $90.00 from $110.00 while maintaining a Buy rating on the stock. The company’s shares, currently trading near their 52-week low of $60.28, have declined 38.25% year-to-date according to InvestingPro data.

The firm cited several factors weighing on investor sentiment, including elevated customer churn related to mergers and acquisitions in the second quarter, associated SaaS ARR performance issues, and increased U.S. bank and credit union M&A activity in the third quarter.

Despite these challenges, Stifel expressed confidence in Q2 Holdings’ growth prospects, pointing to recent bookings strength, long-duration digital banking contracts exceeding five years, historical benefits from M&A activity, and cross-selling opportunities.

The firm noted that Q2 Holdings is currently trading at 4.5x EV/Revenue and 18.2x EV/FCF based on Stifel’s 2027 estimates, compared to the broader group trading at 6.2x and 25.4x respectively.

Stifel’s price target reduction reflects multiple compression in the sector, though the firm remains buyers of the stock following its recent pullback.

In other recent news, Q2 Holdings reported strong financial results for the third quarter of 2025. The company saw a significant increase in both revenue and adjusted EBITDA, reflecting solid performance. Alongside these results, Q2 Holdings raised its full-year revenue and adjusted EBITDA guidance, indicating confidence in its growth prospects. Despite the positive financial outcomes, the company’s stock saw a slight decline in pre-market trading. These developments highlight Q2 Holdings’ ongoing efforts to enhance its financial standing. Investors may find the revised guidance noteworthy as it suggests an optimistic outlook from the company’s management. The recent earnings report underscores Q2 Holdings’ commitment to achieving its financial targets for the year.

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