Q2 Holdings, Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital banking services across digital channels. Its digital banking platform solutions, comprising Q2 Consumer Banking, Q2 Small Business and Commercial, Q2mobile Remote Deposit Capture, Q2 Sentinel, Q2 Patrol, Q2 SMART, Q2 Contextual Personal Financial Management, Q2 Goals, Q2 CardSwap, Q2 Gro, Q2 Innovation Studio, Q2 Biller Direct, ClickSWITCH, Sensibill, Centrix Dispute Tracking System, Centrix Payments I.Q. System, and Centrix Exact/Transaction Management System. The company also provides lending solutions, which consists precisionlender solutions, a cloud-based platform, data-driven sales enablement, relationship pricing, and portfolio management solution includes precisionlender platform, premium treasury pricing, data studio, and Andi; and Q2 Cloud Lending solutions, a cloud-based digital lending platform and end-to-end lending solution that allows financial institutions, FinTechs, and Alt-FIs to automate and digitize their lending activities, supporting digital lending applications, scoring, underwriting, servicing, and collections for multiple assets classes comprising Q2 CL portal, originate, loan, marketplace, and collections. In addition, it offers Q2 Innovation Studio, an application program interface, or API, based and software development kit, or SDK, based open technology platform; and Helix, a cloud-native, real-time core processing platform. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.
Digital Banking Boom | Q2 Holdings rides the wave of increased demand for digital banking solutions, capitalizing on recent liquidity crises in the US banking secto |
Financial Resilience | Explore Q2's robust financial performance, with projected 12% YoY revenue growth and expanding profit margins despite market challenges |
Market Positioning | Delve into Q2's strategic foothold in regional and community financial institutions, serving 450 customers with 24 million registered users |
Future Trajectory | Analyst targets range from $76, with Q2 forecasting 15% subscription ARR growth for FY25, signaling confidence in sustained expansion |
Metrics to compare | QTWO | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipQTWOPeersSector | |
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P/E Ratio | −112.7x | −29.3x | 11.3x | |
PEG Ratio | −3.66 | −0.35 | 0.01 | |
Price/Book | 12.9x | 7.0x | 2.4x | |
Price / LTM Sales | 9.5x | 6.6x | 2.2x | |
Upside (Analyst Target) | −5.3% | 10.4% | 19.8% | |
Fair Value Upside | Unlock | −0.6% | 3.2% | Unlock |