Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to enhance the security and integrity of digital banking operations, including real-time security analytics and behavioral analysis, event-driven validation for non-transactional fraud management, electronic transaction dispute management, ACH file monitoring and risk reporting, and check and ACH positive pay systems for commercial users. It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers and other partners to deploy customized experiences and the financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions. In addition, the company offers digital lending and relationship pricing solutions that provide tools for managing commercial lending deposits and fee-based transactions comprising loan pricing and negotiation tools, treasury pricing and fee-based service structuring, AI assistance for relationship managers, end-to-end loan origination and servicing, automation of lending activities, and support services to diverse loan types and asset classes, as well as portfolio management services, such as analysis, performance, reporting, and trend identification. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.
Digital Banking Surge | Q2 Holdings capitalizes on growing demand for cloud-based financial solutions, with impressive 156.4% stock return and expanding market presence |
Financial Resilience | Explore Q2's robust financial health, marked by 20% ARR growth, improved EBITDA margins, and substantial free cash flow generation |
Strategic Evolution | Delve into Q2's shift towards recurring revenue models and its impact on future growth prospects, with analysts projecting 15% subscription ARR growth |
Market Dynamics | Analyst price targets range from $76 to $105, reflecting Q2's potential amidst competitive pressures and opportunities in the evolving fintech landscape |
Metrics to compare | QTWO | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipQTWOPeersSector | |
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P/E Ratio | 941.4x | −38.6x | 11.9x | |
PEG Ratio | 8.85 | −1.48 | 0.01 | |
Price/Book | 7.9x | 6.1x | 2.4x | |
Price / LTM Sales | 6.2x | 4.8x | 2.2x | |
Upside (Analyst Target) | 49.4% | 27.7% | 20.2% | |
Fair Value Upside | Unlock | 6.2% | 5.7% | Unlock |