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Q2 Holdings (QTWO)

NYSE
Currency in USD
105.10
-0.80(-0.76%)
Closed
After Hours
105.100.00(0.00%)
QTWO Scorecard
Full Analysis
Net income is expected to grow this year
Fair Value
Day's Range
104.00107.10
52 wk Range
39.64112.82
Key Statistics
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Prev. Close
105.9
Open
105.9
Day's Range
104-107.1
52 wk Range
39.64-112.82
Volume
418.17K
Average Volume (3m)
641.18K
1-Year Change
164.75%
Book Value / Share
8.21
Fair Value
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Fair Value Upside
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QTWO Scorecardpro icon
Company’s Health
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Fair Value
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Fair Pricepro lock
Upsidepro lock
Price Target
100.15
Downside
-4.71%
Members' Sentiments
Bearish
Bullish
ProTips
8 analysts have revised their earnings upwards for the upcoming period
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Q2 Holdings Company Profile

Q2 Holdings, Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital banking services across digital channels. Its digital banking platform solutions, comprising Q2 Consumer Banking, Q2 Small Business and Commercial, Q2mobile Remote Deposit Capture, Q2 Sentinel, Q2 Patrol, Q2 SMART, Q2 Contextual Personal Financial Management, Q2 Goals, Q2 CardSwap, Q2 Gro, Q2 Innovation Studio, Q2 Biller Direct, ClickSWITCH, Sensibill, Centrix Dispute Tracking System, Centrix Payments I.Q. System, and Centrix Exact/Transaction Management System. The company also provides lending solutions, which consists precisionlender solutions, a cloud-based platform, data-driven sales enablement, relationship pricing, and portfolio management solution includes precisionlender platform, premium treasury pricing, data studio, and Andi; and Q2 Cloud Lending solutions, a cloud-based digital lending platform and end-to-end lending solution that allows financial institutions, FinTechs, and Alt-FIs to automate and digitize their lending activities, supporting digital lending applications, scoring, underwriting, servicing, and collections for multiple assets classes comprising Q2 CL portal, originate, loan, marketplace, and collections. In addition, it offers Q2 Innovation Studio, an application program interface, or API, based and software development kit, or SDK, based open technology platform; and Helix, a cloud-native, real-time core processing platform. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

Employees
2246

Q2 Holdings SWOT Analysis


Digital Banking Boom
Q2 Holdings rides the wave of increased demand for digital banking solutions, capitalizing on recent liquidity crises in the US banking secto
Financial Resilience
Explore Q2's robust financial performance, with projected 12% YoY revenue growth and expanding profit margins despite market challenges
Market Positioning
Delve into Q2's strategic foothold in regional and community financial institutions, serving 450 customers with 24 million registered users
Future Trajectory
Analyst targets range from $76, with Q2 forecasting 15% subscription ARR growth for FY25, signaling confidence in sustained expansion
Read full SWOT analysis
QTWO Full Pro Research
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Q2 Holdings Earnings Call Summary for Q2/2024

  • Q2 Holdings reported Q1 non-GAAP revenue of $165.5M, exceeding guidance, with positive free cash flow of $6M for the first time in Q1
  • Secured four Tier 1 digital banking deals and saw 130% growth in international FX payments, driving new customer acquisition and revenue
  • Q2 Innovation Studio and Helix platform instrumental in customer engagement; company focuses on AI solutions for future growth
  • Provided optimistic Q2 and full-year 2024 guidance, expecting continued subscription revenue growth and improved gross margins
  • CFO noted 15% of ARR not live, an improvement from 18% in previous quarter; Q3 expected to be pressured for renewals, with most in Q4
Last Updated: 02/05/2024, 09:50
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Compare QTWO to Peers and Sector

Metrics to compare
QTWO
Peers
Sector
Relationship
P/E Ratio
−112.7x−29.3x11.3x
PEG Ratio
−3.66−0.350.01
Price/Book
12.9x7.0x2.4x
Price / LTM Sales
9.5x6.6x2.2x
Upside (Analyst Target)
−5.3%10.4%19.8%
Fair Value Upside
Unlock−0.6%3.2%Unlock

Analysts' Recommendations

9 Buy
6 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 100.15

(-4.71% Downside)

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FAQ

What Is the Q2 Holdings (QTWO) Premarket Price Today?

The Q2 Holdings (QTWO) premarket price is . Premarket price change units: . Premarket percentage change: . Premarket volume: . Current date: 13 Dec 2024. Previous close: 105.90

What Stock Exchange Does Q2 Holdings Trade On?

Q2 Holdings is listed and trades on the NYSE stock exchange.

What Is the Stock Symbol for Q2 Holdings?

The stock symbol for Q2 Holdings is "QTWO."

What Is the Q2 Holdings Market Cap?

As of today, Q2 Holdings market cap is 6.34B.

What is Q2 Holdings Earnings Per Share?

The Q2 Holdings EPS is -0.952.

What Is the Next Q2 Holdings Earnings Date?

Q2 Holdings will release its next earnings report on 18 Feb 2025.

From a Technical Analysis Perspective, Is QTWO a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.
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