Raymond James upgrades Flywire stock, sees strong growth and easing headwinds in 2025

Published 06/01/2025, 13:22
Raymond James upgrades Flywire stock, sees strong growth and easing headwinds in 2025

On Monday, Raymond (NS:RYMD) James increased its price target on Flywire shares (NASDAQ:FLYW) to $29 from $27, while reiterating a Strong Buy rating. With the stock currently trading at $20.45, analyst targets range from $18 to $30, suggesting potential upside. According to InvestingPro data, Flywire has shown strong momentum with a 27.6% return over the past six months.

Stifel analysts cited Flywire's potential for significant growth and margin improvement despite recent challenges. The company is expected to achieve mid-20% organic FX adjusted revenue growth and an EBITDA margin increase of over 500 basis points in 2024.

This outlook remains positive despite an approximately 800 basis point impact from Canadian student visa restrictions. InvestingPro analysis shows Flywire maintains a strong financial position with a current ratio of 2.33, indicating robust liquidity to support its growth initiatives. The company's overall financial health score is rated as "GOOD" by InvestingPro's comprehensive assessment system.

The analysts anticipate these obstacles to be temporary, with conditions improving in 2025, leading to a more predictable business environment. Flywire is likely to offer a cautious initial outlook for 2025, possibly starting with a low-20% FX adjusted revenue guide, slightly below the Street's expectation of around 23%. Nevertheless, the company is expected to continue its trend of healthy EBITDA margin improvement, potentially exceeding 300 basis points.

Flywire's recent partnership with Blackbaud (NASDAQ:BLKB) is set to expand its addressable market in the U.S. K-12 education sector. With a cash position of roughly $500 million, the company may also engage in mergers and acquisitions throughout 2025. According to Raymond James, Flywire's valuation at approximately 13 times its estimated 2026 EBITDA is attractive, given the forecast of over 40% EBITDA growth.

The analysts concluded that Flywire remains a top pick with various avenues for success, whether through management's execution on revenue growth and margin improvements or the possibility of an acquisition at a significant premium to its current share price, which could range from $25 to $30 per share, or 16 to 20 times its estimated 2026 EBITDA. With a gross profit margin of 63.6% and revenue growth of 26.5% in the last twelve months, Flywire demonstrates strong operational efficiency.

Discover more insights about Flywire's valuation and growth prospects in the comprehensive Pro Research Report, available exclusively on InvestingPro, along with 8 additional key ProTips and advanced financial metrics.

In other recent news, Flywire Corporation has reported substantial growth in its third-quarter financial results for 2024.

The company's revenue escalated to $151.4 million, marking a 29.6% year-over-year increase, while adjusted gross profit grew by 27.2% to $101.9 million. The adjusted EBITDA also rose, reaching $42.2 million, up by $14.7 million from the previous year. Flywire processed a total payment volume of $11 billion during Q3 and raised its 2024 revenue guidance to between $479 million and $485 million.

In addition to these financial developments, the company has made strategic expansions, securing new clients in the travel and healthcare sectors, including Ansova Travel, Karma Group, and Banner (NASDAQ:BANR) Health. Flywire is also exploring growth opportunities in emerging markets, including Latin America and Europe.

The company has also announced the appointment of Carleigh Jaques, a former Visa (NYSE:V) executive, to its Board of Directors. Jaques, who has a 15-year tenure at Visa, will serve on the Audit Committee of the Flywire Board.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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