Truist maintains Buy on Assurant stock, reiterates $250 target

Published 08/04/2025, 15:44
Truist maintains Buy on Assurant stock, reiterates $250 target

On Tuesday, Truist Securities maintained a positive outlook on Assurant (NYSE:AIZ) shares, with analyst Mark D. Hughes reiterating a Buy rating and a $250.00 price target. According to InvestingPro data, the stock appears undervalued at its current price of $189.51, with analysts' targets ranging from $220 to $250. Hughes highlighted several factors that bolster the investment case for Assurant, including an expected increase in mortgage delinquencies during economic slowdowns, which could drive demand for the company's force-placed Homeowners insurance products.

Assurant's performance is also anticipated to benefit from rising used car values, which improve the economics of their Guaranteed Asset Protection (GAP) product. Additionally, declining reinsurance pricing is expected to enhance profitability in the company's Global Housing segment.

Hughes pointed out that Assurant's stock has underperformed compared to the property and casualty (P&C) insurance group year-to-date. Despite this, he believes the stock is attractively priced, trading at 11 times this year's earnings, which were impacted by the Los Angeles fires, and at 9 times next year's earnings.

Furthermore, the analyst expects that continuing reserve gains should positively influence the company's earnings per share (EPS). Truist Securities' assessment also includes the judgment that direct impacts from tariffs should be modest for Assurant. Given these factors, Hughes concluded that Assurant stock should perform well over the next nine months.

In other recent news, Assurant has introduced a new vehicle service contract, Assurant Vehicle Care Technology Plus, which offers coverage for advanced vehicle technology and smartphone repairs. This plan includes benefits like 24/7 roadside assistance and covers parts often excluded from standard warranties, such as wheel alignment and batteries. Truist Securities has maintained a Buy rating for Assurant, affirming a $250 price target, following a review of the company's earnings guidance and statutory statements. The analyst firm highlighted Assurant's strategic financial practices and its improved position in key markets, particularly noting the potential for future gains due to reserve redundancy.

Additionally, Assurant is poised for growth within its Global Lifestyle segment, with investments in new programs expected to enhance customer engagement. In the Global Automotive sector, the company has successfully implemented price hikes with key clients, leading to a positive earnings shift. Assurant's Global Housing segment is also on track for robust earnings growth, supported by favorable reserve development.

Truist Securities also raised its price target for Assurant from $240 to $250, reflecting a cautious yet optimistic outlook on the company’s future financial performance amid challenges like increased catastrophe losses. Furthermore, Assurant announced leadership changes in Europe and Latin America, appointing Felipe Sanchez as the new president of Assurant Europe and Diego Gomez as the president of Assurant Mexico. These leadership changes are part of Assurant's strategy to foster talent development and expand its international business footprint.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.