Truist Securities reiterates Hold rating on Bill.com stock with $50 price target

Published 28/08/2025, 15:20
Truist Securities reiterates Hold rating on Bill.com stock with $50 price target

Investing.com - Truist Securities has maintained its Hold rating and $50.00 price target on Bill.com Holdings Inc. (NYSE:BILL), currently trading at $46.45, following the company’s fourth-quarter earnings report. The company, with a market capitalization of $4.7 billion, has demonstrated strong fundamentals with impressive gross profit margins of 84.5%.

The research firm noted that Bill.com’s earnings call went well, with management providing details on better-than-expected growth for the quarter, reflected in its 14.5% revenue growth over the last twelve months. According to InvestingPro analysis, the stock appears undervalued despite trading at a relatively high P/E ratio of 112.6.

Management also discussed several new initiatives currently underway, including the roll-out of AI agents, Embed 2.0, and Supplier Payments Plus.

Truist Securities believes management has incorporated some conservatism into their financial guidance for the upcoming periods.

The firm suggested that the narrative surrounding Bill.com could improve among payments specialists, as Wall Street’s fiscal year 2026 forecasts will likely reset lower to align with the company’s guidance.

In other recent news, Bill.com Holdings Inc. reported its fiscal fourth-quarter 2025 earnings, surpassing analyst expectations with an earnings per share of $0.53, compared to the projected $0.41. The company also reported revenue of $383.3 million, slightly above the anticipated $376.52 million. UBS reiterated a Buy rating for Bill.com with a $65.00 price target, noting improved key performance indicators, including a transaction payment volume per customer increase of 0.4% year-over-year. Meanwhile, BMO Capital maintained a Market Perform rating but lowered its price target to $50.00 due to macroeconomic headwinds, despite noting moderate upside on core revenue and EBIT margin. Keefe, Bruyette & Woods also maintained a Market Perform rating while reducing its price target to $46.00, citing a weaker-than-expected fiscal 2026 outlook amid ongoing macro uncertainty. These developments reflect a mix of positive earnings results and cautious analyst outlooks for Bill.com.

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