UBS raises 360 ONE WAM stock target to INR1,300; maintains Buy

Published 28/01/2025, 07:10
UBS raises 360 ONE WAM stock target to INR1,300; maintains Buy

On Tuesday, UBS analyst Neeraj Toshniwal increased the price target for 360 ONE WAM Ltd (360ONE:IN) to INR1,300.00, up from the previous INR1,250.00, while reaffirming a Buy rating on the stock. Toshniwal highlighted the company's substantial growth in its annual recurring revenue (ARR) assets under management (AUM) within the wealth management (WM) segment, which saw a 39% year-over-year increase in the third quarter of fiscal year 2025, reaching Rs1.6 trillion.

The growth in ARR AUM was primarily driven by a significant uptick in the advisory services, which surged 49% year-over-year. The distribution and lending segments also contributed to the growth, reporting increases of 32% and 39% year-over-year, respectively. Despite the distribution fees in managed accounts remaining steady at 72 basis points (bp) in Q3, the same as in Q2, due to the maturation of high-yielding schemes in the asset management company (AMC) business, the overall book net flows improved by 5bp quarter-over-quarter to 73bp, aided by a sharp increase in the lending book.

Retention rates in the wealth management sector were robust at 15.1% of the opening AUM. Notably, 10-15% of the flows originated from the high net worth individual (HNI (NYSE:HNI)) and Global business segments. Management anticipates that these segments have the potential to triple by FY26 following the full-scale launch of the HNI business. The mark-to-market (MTM) movement was described as muted in the third quarter.

Additionally, Toshniwal pointed out that the ARR revenue in wealth management was 9% higher than expected. The transaction-based revenue (TBR) also experienced a significant year-over-year growth of 76% in Q3, amounting to Rs1.2 billion, albeit from a lower base in the previous year. In the same quarter, 360 ONE WM successfully onboarded more than 60 clients with ARR AUM exceeding Rs 100 million.

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