Wolfe Research raises Nu Holdings stock price target to $17 on growth

Published 15/08/2025, 11:14
Wolfe Research raises Nu Holdings stock price target to $17 on growth

Investing.com - Wolfe Research has raised its price target on Nu Holdings (NYSE:NU) to $17.00 from $16.00 while maintaining an Outperform rating on the digital banking company. The new target represents significant upside from the current stock price of $12.01, with analyst targets ranging from $9.00 to $19.00. According to InvestingPro data, two analysts have recently revised their earnings estimates upward for the upcoming period.

The research firm views Nu Holdings as a leading digital bank in Brazil that has become a legitimate contender to legacy financial institutions, having accumulated approximately 114 million customers with a monthly active rate of 83.1%. The company’s market position is reflected in its robust financial performance, with revenue growing 32.9% over the last twelve months to $5.6 billion.

Wolfe Research notes that Nu has capitalized on Brazil’s under/unbanked population by creating a digital-first bank with more reasonably priced and accessible credit options compared to incumbent banks, while its data-driven, machine-learning underwriting model has achieved loss rates better than the Brazilian market average.

The firm believes Nu could leverage its successful Brazilian business model to drive growth in additional markets such as Mexico and Colombia, where the company has already begun expansion efforts and is seeing traction in monthly active user growth, deposit growth, and product attach rates.

Wolfe Research’s new $17 price target is based on an 18-19x P/E multiple applied to its calendar year 2026 adjusted EPS estimate of $0.86, slightly up from its previous estimate of $0.85. Currently trading at a P/E ratio of 30.7x, Nu Holdings maintains an overall "GOOD" financial health score according to InvestingPro, which offers comprehensive analysis and additional insights through its detailed Pro Research Report, available to subscribers.

In other recent news, Nu Holdings Ltd reported its second-quarter 2025 earnings, highlighting significant financial growth. The company achieved revenues of $3.7 billion, surpassing the forecasted $3.16 billion. Additionally, Nu Holdings reported a net income of $637 million. These results mark a substantial improvement in the company’s financial performance. Despite these positive earnings, there was a decline in the stock during after-hours trading. The stock closed at $12.28 per share, which remains below its 52-week high. These developments indicate strong revenue growth for Nu Holdings, although the market reaction was mixed.

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