Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. The company also provides transactional Solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.
Digital Banking Giant | Explore NU Holdings' dominance in Latin America's fintech landscape, with 105 million customers in Brazil and a market cap of $57.89 billion |
Financial Momentum | Delve into NU's impressive 32.91% revenue growth and 28% return on equity, with EPS projections suggesting a 47% CAGR from 2024 to 2027 |
Market Expansion | Learn about NU's strategic moves, including potential entry into new markets like the US or Asia, and its innovative NuCel initiative |
Analyst Outlook | Discover why analysts maintain a positive view, with price targets ranging from $16 to $18, despite challenges like foreign exchange impacts |
Metrics to compare | NU | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipNUPeersSector | |
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P/E Ratio | 31.0x | 11.8x | 9.7x | |
PEG Ratio | 0.62 | 0.03 | 0.03 | |
Price/Book | 7.4x | 1.1x | 1.0x | |
Price / LTM Sales | 12.2x | 3.7x | 2.9x | |
Upside (Analyst Target) | 15.3% | 11.6% | 11.2% | |
Fair Value Upside | Unlock | −3.1% | 0.9% | Unlock |