Zions Bancorp stock outlook favorable as UBS reiterates Neutral rating

Published 22/07/2025, 15:50
Zions Bancorp stock outlook favorable as UBS reiterates Neutral rating

Investing.com - UBS has reiterated its Neutral rating and $58.00 price target on Zions Bancorp (NASDAQ:ZION), citing a favorable revenue outlook compared to consensus estimates. According to InvestingPro data, the bank currently trades at an attractive P/E ratio of 4.5x and appears undervalued based on Fair Value analysis. The stock has delivered an impressive 18.18% return over the past year.

The bank’s outlook for the second quarter of 2026 includes expectations for slightly increasing loans, along with moderately increasing net interest income, customer-related fees, and adjusted noninterest expenses year-over-year. This outlook aligns with the company’s recent performance, showing revenue growth of 6.44% in the last twelve months. InvestingPro analysis reveals 8 additional key insights about ZION’s growth potential and financial health, available to subscribers.

UBS notes that if "moderately" equates to mid-single digit growth, this implies a more positive revenue trajectory than current consensus estimates, which project net interest income growth of 2% year-over-year and roughly flat fee income compared to reported second quarter 2025 results.

Zions’ own rate sensitivity analysis suggests second quarter 2026 net interest income could increase by 4.1% based on the implied rate path as of July 9, 2025.

The bank’s outlook for expenses and loan growth appears more in line with market expectations, with consensus projecting expense growth of 3.5% and loan growth of 1.5%.

In other recent news, Zions Bancorporation reported impressive financial results for the second quarter of 2025, surpassing both earnings and revenue expectations. The company’s earnings per share reached $1.63, significantly higher than the forecasted $1.31, with revenue totaling $838 million compared to the anticipated $811.06 million. Following these results, Keefe, Bruyette & Woods raised its price target for Zions Bancorp to $63 from $58, maintaining a Market Perform rating, citing a solid quarter with strong net interest income and credit performance. Additionally, DA Davidson increased its price target to $66 from $57, maintaining a Buy rating, and noted the bank’s improved revenue outlook as the economy performed better than expected. Jefferies also upgraded Zions Bancorp’s stock rating from Underperform to Hold, raising the price target to $60 from $45, highlighting a more positive outlook on growth drivers such as loans and net interest income. These developments reflect a favorable view of Zions Bancorp’s recent performance and future prospects.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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