Zions Bancorporation (ZION)

Currency in USD
53.14
-0.13(-0.24%)
Closed·
53.140.00(0.00%)
·
ZION Scorecard
Full Analysis
Has raised its dividend for 12 consecutive years
ZION is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
52.8853.74
52 wk Range
39.3263.22
Key Statistics
Prev. Close
53.14
Open
53.04
Day's Range
52.88-53.74
52 wk Range
39.32-63.22
Volume
1.21M
Average Volume (3m)
1.4M
1-Year Change
13.06%
Book Value / Share
44.25
Fair Value
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Fair Value Upside
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ZION Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
61.14
Upside
+15.06%
Members' Sentiments
Bearish
Bullish
ProTips
13 analysts have revised their earnings upwards for the upcoming period

Zions Bancorporation News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Buy
Moving Averages
Strong Buy

Zions Bancorporation Company Profile

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. The company also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, it offers retail banking services comprising residential mortgages, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Sector
Financial
Employees
9406

Zions Bancorporation SWOT Analysis


NIM Expansion Boost
Zions Bancorporation shows promising net interest margin growth, potentially driving improved profitability despite challenges in expense management
Credit Quality Concerns
Rising classified loans, particularly in commercial real estate, pose significant risks to ZION's financial health and future performance
SME Lending Potential
Explore ZION's strong position in the small and medium-sized enterprise sector, offering growth opportunities amidst economic recovery
Analyst Perspectives
With price targets around $61 and varying ratings, analysts present a mixed outlook on ZION's stock, reflecting both opportunities and challenges
Read full SWOT analysis

Zions Bancorporation Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $1.63 beat $1.31 forecast; revenue of $838M exceeded $811.06M estimate; net earnings up 28% YoY
  • Net interest margin expanded to 3.17%; pre-provision net revenue rose 18% QoQ to $316M; efficiency ratio improved to 62.2%
  • Stock up 0.35% after-hours to $57; P/E ratio at 4.5x; dividend yield 3.04%; market cap $3.41B
  • 2026 outlook: moderate net interest income growth, 100-200bps positive operating leverage, slight loan growth increase
  • CEO highlights talent acquisition; COO emphasizes 2% annual expense reduction through continuous improvement
Last Updated: 21/07/2025, 23:48
Read Full Transcript

Compare ZION to Peers and Sector

Metrics to compare
ZION
Peers
Sector
Relationship
P/E Ratio
9.7x11.9x9.6x
PEG Ratio
0.310.910.03
Price/Book
1.2x1.0x1.0x
Price / LTM Sales
2.5x3.5x2.8x
Upside (Analyst Target)
16.2%13.3%11.3%
Fair Value Upside
Unlock−4.3%1.3%Unlock

Analyst Ratings

4 Buy
17 Hold
2 Sell
Ratings:
23 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 61.14
(+15.06% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 5.48%
Dividend Yield
3.39%
Industry Median 3.42%
Annualised payout
1.80
Paid quarterly
5-Years Growth
+4.56%
Growth Streak

Earnings

Latest Release
Jul 21, 2025
EPS / Forecast
1.63 / 1.31
Revenue / Forecast
838.00M / 811.06M
EPS Revisions
Last 90 days

ZION Income Statement

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FAQ

What Stock Exchange Does Zions Trade On?

Zions is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Zions?

The stock symbol for Zions is "ZION."

What Is the Zions Market Cap?

As of today, Zions market cap is 3.41B.

What Is Zions's Earnings Per Share (TTM)?

The Zions EPS (TTM) is 5.48.

When Is the Next Zions Earnings Date?

Zions will release its next earnings report on 19 Oct 2025.

From a Technical Analysis Perspective, Is ZION a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Zions Stock Split?

Zions has split 4 times.

How Many Employees Does Zions Have?

Zions has 9406 employees.

What is the current trading status of Zions (ZION)?

As of 20 Aug 2025, Zions (ZION) is trading at a price of 53.14, with a previous close of 53.14. The stock has fluctuated within a day range of 52.88 to 53.74, while its 52-week range spans from 39.32 to 63.22.

What Is Zions (ZION) Price Target According to Analysts?

The average 12-month price target for Zions is USD61.14286, with a high estimate of USD69 and a low estimate of USD55. 4 analysts recommend buying the stock, while 2 suggest selling, leading to an overall rating of Neutral. The stock has an +15.06% Upside potential.
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