Zurich Insurance stock rating downgraded to Sell by Goldman Sachs

Published 02/07/2025, 08:22
Zurich Insurance stock rating downgraded to Sell by Goldman Sachs

Investing.com - Goldman Sachs downgraded Zurich Insurance Group AG (SIX:ZURN) (OTC:ZURVY) from Neutral to Sell on Wednesday, while lowering its price target to CHF542.00 from CHF562.00.

The downgrade comes as Zurich’s price-to-earnings ratio is trading at the 98th percentile versus its historical levels, creating what Goldman Sachs describes as "a high valuation bar" for the multi-line insurance company.

Goldman Sachs noted this valuation is among the highest across multi-line insurers, particularly concerning for a company with significant earnings contribution from commercial property and casualty insurance where the firm sees "some downside risks."

The research firm pointed out that Zurich’s commercial property and casualty book is overweight in the U.S. market, where industry-level pricing has shown moderation, albeit with variations across different insurance lines.

While Zurich reported positive rate growth in the first quarter of 2025, supported by commercial auto, middle-market and specialty segments, Goldman Sachs expressed concern that competitors targeting these same segments could create "some margin risk" for the insurer.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.