Allstate completes $2 billion sale of benefits unit to The Standard

Published 01/04/2025, 16:22
Allstate completes $2 billion sale of benefits unit to The Standard

NORTHBROOK, Ill. - The Allstate Corporation (NYSE: ALL), a prominent insurance industry player with a market capitalization of $55.37 billion, has finalized the divestiture of its Employer Voluntary Benefits business to StanCorp Financial Group, Inc., commonly known as The Standard, for a total value of $2.0 billion. According to Allstate’s top executives, this move is designed to enhance the growth prospects of the sold division and deliver increased value to Allstate’s shareholders. The company has demonstrated strong financial performance, with InvestingPro data showing revenue growth of 12.28% in the last twelve months.

Tom Wilson, Chair, President, and CEO of Allstate, remarked that the sale aligns with the company’s strategic focus on expanding its personal property-liability market share and broadening its protection services. The transaction is part of a broader initiative that includes the impending sale of Allstate’s Group Health business, which is expected to yield combined proceeds of $3.25 billion in 2025.

Jess Merten, Allstate’s Chief Financial Officer, noted that the transaction resulted in a financial book gain of approximately $625 million. The proceeds are intended to bolster Allstate’s disciplined capital management strategy, which includes a share repurchase program announced recently.

The Allstate Corporation is known for its wide range of protection products for automobiles, homes, electronic devices, and identity theft. These products are distributed through various channels, including Allstate agents, independent agents, major retailers, online platforms, and at workplaces.

The Standard, a family of companies offering financial protection products and services, has been in operation since 1906. It provides a suite of products for employers and individuals, including disability insurance, life insurance, dental and vision insurance, as well as retirement plan products and services.

This news is based on a press release statement from The Allstate Corporation.

In other recent news, Allstate Corporation has been the focus of several key developments. Keefe, Bruyette & Woods analysts have reiterated their Outperform rating for Allstate, maintaining a price target of $240, based on an EPS estimate of $17.50 for 2025 and $20.75 for 2026. Piper Sandler also maintained an Overweight rating with a $248 price target, expressing optimism about Allstate’s potential to reverse the decline in auto policies-in-force and improve its financial standing. In a separate development, Allstate announced the appointment of Andréa Carter as Executive Vice President and Chief Human Resources Officer, aiming to strengthen workforce capabilities.

Additionally, Allstate faces a lawsuit filed by New York Attorney General Letitia James, concerning data breaches in 2020 and 2021 that exposed the driver’s license numbers of over 165,000 New Yorkers. The lawsuit alleges that inadequate data security measures by National General, acquired by Allstate, led to these breaches. In terms of financial performance, Allstate reported January catastrophe losses primarily from California wildfires, totaling $1.08 billion, aligning with prior estimates. Despite these challenges, analysts from Keefe, Bruyette & Woods maintain confidence in Allstate’s ability to navigate these issues and expect a return to positive growth in auto policies-in-force by 2025.

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