Allstate reports $619 million in catastrophe losses for June

Published 17/07/2025, 13:16
Allstate reports $619 million in catastrophe losses for June

NORTHBROOK, Ill. - The Allstate Corporation (NYSE:ALL), a $51.8 billion property and casualty insurer trading at 13.2 times earnings, announced estimated catastrophe losses of $619 million, or $489 million after-tax, for June 2025. The losses stemmed from 15 events, with approximately 70% attributed to three wind and hail events, according to a company press release.

For the second quarter of 2025, Allstate’s total catastrophe losses reached $1.99 billion, or $1.57 billion after-tax.

The insurer also reported modest growth in its policy portfolio. As of June 30, 2025, Allstate Protection had 37.9 million policies in force, representing a 0.1% increase from May 31, 2025, and a 0.6% increase compared to June 30, 2024.

By segment, auto policies increased 0.1% month-over-month to 25.24 million, while homeowners policies grew 0.1% to 7.6 million. Commercial lines policies decreased 2.2% from the previous month to 176,000, showing a more significant 31.3% decline from the same period last year.

Homeowners policies showed the strongest year-over-year growth at 2.3%, reaching 7.6 million policies in force by the end of June.

The company’s policy counts are based on individual items rather than customers, meaning a multi-car customer would generate multiple policy counts even if all vehicles were insured under one policy. Lender-placed policies are excluded from these figures. According to InvestingPro analysis, Allstate appears undervalued at current levels, with additional insights available in the comprehensive Pro Research Report covering 1,400+ top US stocks.

In other recent news, The Allstate Corporation announced a quarterly dividend of $1.00 per share, payable on October 1, 2025, to stockholders of record as of August 29, 2025. This decision is part of Allstate’s regular dividend distribution strategy. In terms of financial performance, Keefe, Bruyette & Woods reaffirmed their Outperform rating for Allstate, maintaining a $235 price target despite recent catastrophe losses. The firm adjusted its earnings per share estimates for 2025 and 2026 due to these losses, although they still foresee growth. BMO Capital Markets also maintained an Outperform rating, with a $230 price target, following Allstate’s April Policy in Force (PIF) numbers, which were slightly below expectations. At the company’s annual stockholders meeting, thirteen directors were elected, and the advisory resolution on executive compensation was approved. Additionally, Deloitte & Touche LLP was ratified as the independent registered public accountant for the fiscal year 2025. These developments highlight Allstate’s ongoing financial strategies and market positioning.

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