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NEW YORK - Analytics software company FICO (NYSE:FICO), which boasts impressive gross profit margins of 81.75% and generated nearly $1.93 billion in revenue over the last twelve months, has formed a multi-year partnership with Chelsea Football Club as its U.S. partner, according to a press release issued Wednesday. According to InvestingPro data, the company maintains a strong financial health rating of "GOOD" with particularly high scores in profitability metrics.
The collaboration will focus on financial literacy initiatives to help U.S. consumers understand credit and credit scores. The partnership comes after Chelsea recently won its second FIFA Club World Cup title with a 3-0 victory over Paris Saint-Germain. For investors interested in FICO’s detailed financial analysis, InvestingPro offers comprehensive research reports with over 30 key metrics and investment tips.
"We are thrilled to be partnering with FICO in the U.S.," said Dan McEwan, director of Partnerships for Chelsea Football Club. "This partnership will help us inspire even more soccer fans to realize the importance of financial literacy."
FICO research found that 98% of Americans believe financial literacy is important for achieving financial stability, yet more than one in four members of Gen Z do not consider themselves financially literate.
As part of the partnership, FICO will promote several of its financial education programs, including Score A Better Future, which helps consumers understand credit’s impact on financial health, and Score A Better Future Fundamentals, which provides financial literacy education for teens.
The company also offers FICO Score Open Access, enabling credit counseling providers to share FICO Scores with customers, and provides free score checking through the myFICO website and app.
Jenelle Dito, vice president of Consumer Empowerment Programs and Partnerships at FICO, said the company aims to "empower fans with the knowledge and tools they need to make confident, informed decisions about their financial health."
FICO, founded in 1956, specializes in predictive analytics and data science for operational decisions. The FICO Score is used by 90% of top U.S. lenders as the standard measure of consumer credit risk. With a market capitalization of over $33 billion and revenue growth of 16.66% over the last twelve months, FICO continues to demonstrate strong market presence. InvestingPro analysis suggests the stock is currently trading above its Fair Value, with 13 analysts recently revising their earnings expectations downward for the upcoming period.
In other recent news, Fair Isaac Corporation reported its Q3 2025 earnings, surpassing expectations with a non-GAAP earnings per share of $8.57, compared to the forecasted $7.68. The company also exceeded revenue projections, achieving $536 million against the anticipated $515.33 million. In analyst updates, Goldman Sachs reiterated its Buy rating on Fair Isaac, maintaining a price target of $1,915.00. This decision follows discussions with company executives about continuing their current mortgage score pricing strategy. Meanwhile, BMO Capital adjusted its price target for Fair Isaac to $1,650.00 from $1,800.00, but maintained an Outperform rating. This change was influenced by insights from a former senior employee during an expert event. These developments reflect the company’s ongoing strategies and market perceptions.
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