Fair Isaac Corporation (FICO)

Currency in USD
1,393.61
+50.49(+3.76%)
Closed·
Pre Market
1,395.00+1.39(+0.10%)
·
FICO Scorecard
Full Analysis
Management has been aggressively buying back shares
Trading near 52-week Low
FICO is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
1,336.031,393.63
52 wk Range
1,336.032,402.52
Key Statistics
Prev. Close
1,393.61
Open
1,342.14
Day's Range
1,336.03-1,393.63
52 wk Range
1,336.03-2,402.52
Volume
368.8K
Average Volume (3m)
345.33K
1-Year Change
-15.79%
Book Value / Share
-57.41
Fair Value
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Fair Value Upside
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FICO Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
1,924.06
Upside
+38.06%
Members' Sentiments
Bearish
Bullish
ProTips
Impressive gross profit margins

Fair Isaac Corporation News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Strong Buy
Moving Averages
Neutral

Fair Isaac Corporation Company Profile

Fair Isaac Corporation develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. The Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. It offers FICO® Decision Modeler and FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, FICO Decision Optimizer, FICO TRIAD Customer Manager, FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, FICO Analytic Services, FICO Advisors, and FICO Blaze Advisor, as well as software implementation and configuration services. The company markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Employees
3855

Fair Isaac Corporation SWOT Analysis


Dominant Market Force
Explore FICO's commanding position in credit scoring, with its scores deeply embedded in lending processes across industries, driving strong financial performance
Pricing Power Dynamics
Delve into FICO's aggressive pricing strategies, particularly in mortgage scores, with analysts reporting substantial increases and projecting continued growth
Regulatory Challenges
Learn about the potential impact of increased regulatory scrutiny on FICO's business model, including risks from FHFA changes and GSE privatization
Future Growth Avenues
Discover FICO's expansion into software and decision intelligence platforms, with analysts projecting EPS growth from $19.71 in FY2023 to $49.24 by FY2027
Read full SWOT analysis

Fair Isaac Corporation Earnings Call Summary for Q3/2025

  • Fair Isaac reports Q3 2025 EPS of $8.57, beating $7.68 forecast; revenue of $536M surpasses $515.33M estimate
  • Company raises full-year guidance: revenue to $1.98B, GAAP net income $630M, non-GAAP net income $718M
  • Record $105M share buyback executed; free cash flow up 34% to $276M
  • CEO emphasizes FICO score leadership amid competition; new products FICO Score 10T and 10T BNPL launched
  • Stock closes at $1,505.06, up 1.51%; slight 0.34% dip in aftermarket trading
Last Updated: 31/07/2025, 00:20
Read Full Transcript

Compare FICO to Peers and Sector

Metrics to compare
FICO
Peers
Sector
Relationship
P/E Ratio
52.9x−1.1x11.8x
PEG Ratio
1.54−0.010.01
Price/Book
−23.9x5.3x2.4x
Price / LTM Sales
17.3x5.0x2.2x
Upside (Analyst Target)
39.9%22.4%19.9%
Fair Value Upside
Unlock23.0%5.4%Unlock

Analyst Ratings

14 Buy
4 Hold
1 Sell
Ratings:
19 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 1,924.06
(+38.06% Upside)

Earnings

Latest Release
Jul 30, 2025
EPS / Forecast
8.57 / 7.68
Revenue / Forecast
536.00M / 515.33M
EPS Revisions
Last 90 days

FICO Income Statement

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FAQ

What Stock Exchange Does Fair Isaac Trade On?

Fair Isaac is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Fair Isaac?

The stock symbol for Fair Isaac is "FICO."

What Is the Fair Isaac Market Cap?

As of today, Fair Isaac market cap is 33.45B.

What Is Fair Isaac's Earnings Per Share (TTM)?

The Fair Isaac EPS (TTM) is 25.95.

When Is the Next Fair Isaac Earnings Date?

Fair Isaac will release its next earnings report on 04 Nov 2025.

From a Technical Analysis Perspective, Is FICO a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Fair Isaac Stock Split?

Fair Isaac has split 4 times.

How Many Employees Does Fair Isaac Have?

Fair Isaac has 3855 employees.

What is the current trading status of Fair Isaac (FICO)?

As of 07 Aug 2025, Fair Isaac (FICO) is trading at a price of 1,393.61, with a previous close of 1,393.61. The stock has fluctuated within a day range of 1,336.03 to 1,393.63, while its 52-week range spans from 1,336.03 to 2,402.52.

What Is Fair Isaac (FICO) Price Target According to Analysts?

The average 12-month price target for Fair Isaac is USD1924.06211, with a high estimate of USD2300 and a low estimate of USD1230. 14 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an +38.06% Upside potential.
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