FNB expands eStore Common app to include business deposit products

PITTSBURGH - F.N.B. Corporation (NYSE:FNB), a regional banking institution with a market capitalization of $5.6 billion, announced Thursday the expansion of its eStore Common application to include business deposit products, allowing customers to apply for both business and personal banking products through a single universal application process. According to InvestingPro data, the bank has maintained dividend payments for 51 consecutive years, demonstrating its commitment to shareholder returns.

The enhanced platform now enables users to simultaneously apply for more than 40 banking products, with applications typically completed in about seven minutes. According to the company, small business owners using the Common app to apply for multiple products can save approximately 30 percent in application time compared to completing separate applications.

Among the newly added business offerings is Business First, a bundled checking solution for small businesses launched in the second quarter of 2025. The package includes integrated reporting tools, fraud mitigation services, and accounts receivable capabilities.

"Customers expect banking to be digital-first," said Vincent J. Delie, Jr., Chairman, President and Chief Executive Officer of F.N.B. Corporation, in a press release statement.

The company reported that eStore Common app submissions increased 108 percent between the first and second quarters of 2025. FNB’s full branch network now originates applications on the platform, creating consistency across digital and physical channels. The bank’s digital transformation efforts appear to be paying off, with InvestingPro analysis showing strong recent performance and a favorable analyst consensus rating of 1.25 (Strong Buy).

The application includes features such as data prefilling technology, document upload capabilities, and automated account funding. FNB plans to add business loan products to the eStore Common app in 2026.

F.N.B. Corporation, headquartered in Pittsburgh, operates in seven states and Washington D.C., with nearly $50 billion in assets and approximately 350 banking offices throughout its footprint. Trading at a P/E ratio of 12.2 and offering a dividend yield of 2.98%, the bank currently appears undervalued according to InvestingPro Fair Value metrics. For detailed analysis and additional insights, investors can access the comprehensive Pro Research Report, available exclusively to InvestingPro subscribers.

In other recent news, F.N.B. Corporation has reported strong second-quarter 2025 results, with significant growth in pre-provision net revenue driven by an expanding net interest margin and solid balance sheet growth. DA Davidson responded by raising its price target for F.N.B. to $19.00, maintaining a Buy rating due to the strong performance metrics. Similarly, Keefe, Bruyette & Woods increased their price target to $18.50, noting a "nice beat" in quarterly earnings that exceeded their estimates. Raymond James also raised its target to $18.00, highlighting strong core trends such as lower funding costs and asset repricing.

F.N.B. Corporation’s robust net interest income grew by 7% quarter-over-quarter, with improved fees offsetting higher operating expenses. The company demonstrated solid loan and deposit growth, each increasing by 5% compared to the previous quarter. Meanwhile, FMB Corporation reported a successful Q2 2025, surpassing Wall Street expectations with an earnings per share of $0.36 and revenue of $438.21 million. The results exceeded the anticipated figures, reflecting investor confidence in FMB’s performance.

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