Investec reports strong capital and liquidity positions in Q2 2025

Published 29/08/2025, 12:32
Investec reports strong capital and liquidity positions in Q2 2025

LONDON/JOHANNESBURG - Investec plc and Investec Limited disclosed solid capital adequacy and liquidity metrics for the quarter ended June 30, 2025, according to a regulatory announcement released Friday.

The dual-listed banking group reported Common Equity Tier 1 (CET1) ratios of 12.2% for Investec plc and 15.3% for Investec Limited, while Investec Bank Limited Group posted a CET1 ratio of 17.4%.

Total capital ratios stood at 17.6% for Investec plc, 19.4% for Investec Limited, and 21.8% for Investec Bank Limited Group, all comfortably above regulatory requirements.

The groups also maintained strong liquidity positions, with Investec plc reporting a Liquidity Coverage Ratio (LCR) of 437% and a Net Stable Funding Ratio (NSFR) of 148%. Investec Bank Limited’s solo LCR and NSFR were 196% and 120% respectively, while the Investec Bank Limited Group posted figures of 199% and 121%.

Risk-weighted assets were reported at £19.62 billion for Investec plc and R292.71 billion for Investec Limited, with Investec Bank Limited Group at R274.18 billion.

The company noted that Investec plc’s capital and leverage ratios exclude quarterly profits and associated foreseeable charges and dividends for the period April 1 to June 30, 2025, as these require independent verification before inclusion in capital calculations.

For Investec Limited and Investec Bank Limited, the capital information includes unappropriated profits. If excluded, their CET1 ratios would be 186 and 208 basis points lower respectively.

The detailed disclosures were made as part of the banking group’s Pillar III quarterly reporting requirements under Basel III framework regulations, as implemented by the Prudential Regulation Authority and South African Prudential Authority.

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