Lulus secures $20 million credit facility with White Oak Commercial Finance

Published 14/08/2025, 11:06
Lulus secures $20 million credit facility with White Oak Commercial Finance

CHICO, Calif. - Lulu’s Fashion Lounge Holdings, Inc. (NASDAQ:LVLU) has entered into a new loan and security agreement with White Oak Commercial Finance, LLC, the company announced Thursday. According to InvestingPro data, the company currently operates with a current ratio of 0.68, indicating tight liquidity conditions.

The three-year credit facility provides a $20 million asset-based revolving credit line with a $5 million uncommitted accordion and a $1 million sublimit for letters of credit. The agreement matures on August 14, 2028.

The California-based attainable luxury fashion brand will use the initial funding partly to repay approximately $6 million outstanding under its previous credit agreement with Bank of America. Effective immediately, Lulus will have $10 million in outstanding borrowings under the new facility.

"We’re pleased to partner with White Oak on this financing agreement, which strengthens our liquidity position and provides Lulus with the financial flexibility to continue executing against our strategic priorities," said Crystal Landsem, CEO and Interim CFO of Lulus.

In connection with the new credit agreement, the company will repay and fulfill all outstanding obligations to Bank of America under its 2021 credit agreement.

Founded in 1996, Lulus delivers women’s fashion products through its e-commerce platform. The company completed its initial public offering in November 2021.

This article is based on a press release statement from Lulus.

In other recent news, Lulu’s Fashion Lounge Holdings Inc. reported its second-quarter earnings for 2025, showing a net revenue of $81.5 million, which marks an 11% decline compared to the previous year. The company posted an earnings per share (EPS) of -$1.08, significantly missing the analysts’ forecast of -$0.03. Despite the revenue dip and earnings miss, the company’s stock rose by 2.2% and continued to climb in aftermarket trading. This stock movement indicates a positive sentiment among investors, possibly due to improvements in net loss and adjusted EBITDA. These developments are part of the latest updates surrounding Lulu’s Fashion Lounge, as investors continue to monitor the company’s financial performance closely.

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