RXO and Triumph expand partnership to offer carrier financial services

Published 10/07/2025, 21:42
RXO and Triumph expand partnership to offer carrier financial services

DALLAS/CHARLOTTE - RXO (NYSE:RXO), a $2.82 billion market cap tech-enabled transportation solutions provider, and Triumph (NASDAQ:TFIN) announced Thursday they have expanded their relationship to provide new financial tools for carriers in the transportation industry. According to InvestingPro data, RXO is positioned for growth with analysts forecasting a 35% revenue increase this year.

The companies launched RXO Extra | Factoring, a Triumph-powered offering that includes Factoring as a Service and LoadPay, Triumph’s digital banking solution. These services will provide carriers with access to factoring and payment options, including same-day payments on approved invoices, available 24/7 including weekends and holidays. This strategic move comes as RXO maintains a moderate debt level with a debt-to-equity ratio of 0.43, according to InvestingPro analysis.

The offering extends to carriers that don’t haul for RXO, according to the press release statement.

"Our expanded relationship with Triumph is enabling us to provide carriers with even more ways to improve their efficiency and profitability," said Lou Amo, president of RXO’s truck brokerage business.

The new service is part of RXO Extra, a loyalty program and discount marketplace for carriers. By hauling loads through RXO Connect, carriers can earn savings and bonuses on loads while rising through loyalty tiers.

Aaron P. Graft, founder and CEO of Triumph Financial, said, "RXO continues to demonstrate its commitment to the carrier community by delivering tools that simplify operations and improve cash flow."

RXO currently uses Triumph’s audit and payment capabilities. The expanded partnership builds on this existing relationship between the asset-light transportation solutions provider and the financial technology company.

Triumph specializes in payments, factoring, intelligence and banking solutions for the transportation industry, while RXO offers tech-enabled truck brokerage services along with managed transportation and last mile delivery.

In other recent news, RXO, Inc. reported its Q1 2025 earnings, which fell short of expectations. The company announced an earnings per share (EPS) of -$0.03, significantly missing the forecasted $0.18, with revenue reported at $1.4 billion. Despite these challenges, RXO remains focused on improving its financial performance, anticipating better results in Q2 with adjusted EBITDA guidance. Truist Securities adjusted RXO’s stock price target to $18.00, maintaining a Buy rating, reflecting confidence in RXO’s long-term earnings potential despite industry softness. Citi also raised its price target for RXO to $18.00 from $15.00, while maintaining a Neutral rating, following discussions with RXO’s management about the company’s prospects. The company is optimistic about the integration synergies from its recent Coyote acquisition, which is expected to enhance earnings and free cash flow growth over time. RXO’s management expressed confidence in achieving mid-cycle mid-single-digit margins, targeting an adjusted EBITDA of over $350 million and free cash flow exceeding $200 million. These developments highlight RXO’s strategic efforts to navigate current market challenges and position itself for future growth.

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