SoFi prices $1.5 billion public offering of common stock

Published 30/07/2025, 04:30
SoFi prices $1.5 billion public offering of common stock

SAN FRANCISCO - Financial technology company SoFi Technologies, Inc. (NASDAQ:SOFI) announced Tuesday it has priced its underwritten public offering of 71,942,450 shares of common stock at $20.85 per share, raising approximately $1.5 billion in gross proceeds. The offering comes as SoFi’s stock has surged over 200% in the past year, with the company now commanding a market capitalization of $24.75 billion. According to InvestingPro analysis, the stock is currently trading above its Fair Value.

The company has also granted underwriters a 30-day option to purchase up to an additional 10,791,367 shares at the same price. The offering is expected to close on July 31, 2025, subject to customary closing conditions.

SoFi stated in a press release that it intends to use the net proceeds for general corporate purposes, including working capital and other business opportunities.

Goldman Sachs & Co. LLC, Citigroup and Mizuho Securities USA LLC will serve as the underwriters for the offering, which is being made through an automatic shelf registration statement filed with the Securities and Exchange Commission on July 29, 2025.

The digital financial services company currently serves over 11.7 million members who use its platform to borrow, save, spend, invest and protect their money. SoFi’s technology platform Galileo is also used by other financial institutions and brands to build and manage financial solutions across 160 million global accounts.

All shares in the offering will be sold by SoFi. The announcement comes as the company continues to expand its financial services offerings in the competitive fintech sector.

In other recent news, SoFi Technologies Inc. reported strong financial results for the second quarter of 2025. The company exceeded market expectations with earnings per share of $0.08, surpassing the forecasted $0.06. Revenue also outperformed predictions, reaching $858 million compared to the expected $804.23 million. Additionally, SoFi announced an underwritten public offering of $1.5 billion in common stock shares. Goldman Sachs & Co. LLC has been granted a 30-day option to purchase up to an additional 15% of the offered shares. The proceeds are intended for general corporate purposes, including working capital and other business opportunities. Meanwhile, BofA Securities raised its price target for SoFi to $15 from $13, despite maintaining an Underperform rating. The firm noted solid performance and management execution in SoFi’s latest quarterly results.

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