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JOHANNESBURG - Standard Bank Group Limited, a major financial services organization based in South Africa, has released its Pillar 3 quarterly disclosures for the quarter ending March 31, 2025. The report, which is a regulatory requirement under the Basel Committee on Banking Supervision (BCBS) framework, details the group’s capital adequacy, risk-weighted assets, leverage, and liquidity positions.
According to the disclosures available on the group’s website, Standard Bank Group reported a Common Equity Tier 1 (CET1) capital adequacy ratio of 12.9%, including unappropriated profits. This ratio is a key indicator of a bank’s financial strength and its ability to withstand potential losses. The group also posted a Liquidity Coverage Ratio (LCR) of 133.1%, demonstrating its capacity to cover short-term liquidity demands, and a Net Stable Funding Ratio (NSFR) of 122.3%, which reflects the stability of the bank’s funding profile over a longer-term horizon.
These figures have not been reviewed or audited by external auditors, as noted in the announcement made today. The information provided is intended for the shareholders and noteholders of Standard Bank Group and is part of the group’s ongoing commitment to transparency in its financial reporting.
The Pillar 3 disclosure requirements are part of a global regulatory standard aimed at promoting market discipline through the disclosure of key information relating to a bank’s risk management, capital, and liquidity positions. These disclosures are critical for investors and stakeholders to assess the soundness and stability of financial institutions.
Standard Bank Group’s latest figures suggest a robust capital buffer and a strong liquidity position, which are important indicators of the bank’s ability to absorb potential losses and to continue its operations during periods of financial stress.
The group’s financial performance and stability are of keen interest to investors and market watchers, particularly in the context of the broader economic environment and the banking sector’s health. Standard Bank Group’s Pillar 3 disclosures contribute to the overall understanding of the group’s financial condition and risk management practices.
The information for this article is based on a press release statement issued by Standard Bank Group on May 30, 2025.
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