Truist announces 2.5% stress capital buffer requirement

Published 01/07/2025, 21:46
Truist announces 2.5% stress capital buffer requirement

CHARLOTTE - Truist Financial Corporation (NYSE:TFC), a $57.87 billion market cap bank currently trading slightly below its InvestingPro Fair Value, announced Tuesday that the Federal Reserve has set its preliminary stress capital buffer requirement at 2.5% for the period beginning October 1, 2025, through September 30, 2026.

Combined with the minimum Basel III Common Equity Tier 1 (CET1) capital ratio of 4.5%, this establishes a minimum CET1 ratio requirement of 7.0% for the bank. As of March 31, 2025, Truist reported a CET1 ratio of 11.3%, exceeding the new requirement by 4.3 percentage points. Get deeper insights into Truist’s capital adequacy metrics and more with a comprehensive Pro Research Report, available exclusively on InvestingPro.

The financial institution plans to maintain its current quarterly common stock dividend of $0.52 per share, representing a 4.84% yield, subject to board approval. With a remarkable 53-year track record of consecutive dividend payments, Truist has demonstrated strong commitment to shareholder returns. Its previously authorized $5 billion share repurchase program remains active with approximately $2.8 billion in remaining capacity following second quarter repurchases.

"Truist’s 2025 annual stress test results again demonstrate the benefits of our diverse business mix and prudent and disciplined risk management culture," said Truist Chairman and CEO Bill Rogers in the press release statement.

Truist Financial Corporation, headquartered in Charlotte, North Carolina, is a top-10 commercial bank with total assets of $536 billion as of March 31, 2025.

The announcement follows the Federal Reserve’s release of the 2025 Comprehensive Capital Analysis and Review (CCAR) results, which evaluate the capital planning processes and capital adequacy of large bank holding companies.

In other recent news, Truist Financial Corporation has seen a series of developments that may interest investors. Citi has upgraded Truist Financial’s stock from neutral to buy, citing an optimistic outlook for the bank’s return on tangible common equity. This upgrade is based on expectations of improved earnings performance and disciplined expense management. Meanwhile, Keefe, Bruyette & Woods reiterated its Outperform rating for Truist, maintaining a price target of $47.00, and expressed confidence in the bank’s strategic moves to enhance its market position.

Additionally, Truist announced the appointment of Jonathan Pruzan to its board of directors, adding his extensive experience in financial services to the company’s leadership. At its recent Annual Meeting of Shareholders, Truist shareholders approved executive pay and reappointed PricewaterhouseCoopers LLP as the company’s auditor. The meeting also saw the election of directors for a one-year term.

In terms of shareholder value, Truist declared a quarterly cash dividend for both common and preferred stockholders, reflecting its commitment to providing returns to investors. These dividends are scheduled for payment in June 2025. These recent developments highlight Truist Financial’s ongoing efforts to strengthen its financial standing and strategic direction.

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