Charles Schwab beats Q2 expectations as core net new assets jump 31%

Published 18/07/2025, 12:44
© Reuters.

Investing.com -- On Friday, Charles Schwab (NYSE:SCHW) Corporation reported its second quarter earnings, topping consensus expectations for both profit and revenue.

The company posted adjusted earnings per share of $1.14, exceeding analyst estimates of $1.09, while revenue reached a record $5.85 billion, surpassing the consensus forecast of $5.7 billion.

The financial services giant saw revenue increase 25% compared to the same quarter last year, driven by strong client asset growth and improved interest margins. Core net new assets totaled $80.3 billion in the quarter, representing a 31% increase YoY. The company’s shares rose 1.4% following the announcement.

Total (EPA:TTEF) client assets reached a record $10.76 trillion, up 14% from the previous year, as the company opened more than 1 million new brokerage accounts during the quarter, an 11% increase YoY. Client transactional sweep cash balances ended at $412.1 billion, a sequential build of $4.3 billion.

"Schwab delivered growth on all fronts during the second quarter," said President and CEO Rick Wurster. "The firm’s diversified revenue model, coupled with our best-in-class scale and efficiency, produced quarterly records for both revenue and earnings per share."

Net interest margin expanded sequentially by 12 basis points to 2.65%, primarily due to the reduction of higher-cost liabilities and a rebound in securities lending activity. The company reduced its Bank Supplemental Funding by $10.4 billion to $27.7 billion by quarter-end.

During the quarter, Schwab returned approximately $2.8 billion in excess capital to shareholders, including redeeming $2.5 billion in preferred equity and repurchasing $351 million in common stock.

Daily average trading volume remained robust at 7.6 million, up 38% compared to the second quarter of 2024, while asset management and administration fees increased 14% YoY to $1.6 billion.

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