East West Bancorp beats Q2 earnings estimates as loans, deposits reach record levels

Published 22/07/2025, 21:34
 East West Bancorp beats Q2 earnings estimates as loans, deposits reach record levels

PASADENA - East West Bancorp , Inc. (NASDAQ:EWBC), parent company of East West Bank, reported second quarter 2025 earnings that exceeded analyst expectations, with adjusted earnings per share of $2.28 coming in $0.03 above the consensus estimate of $2.25. Revenue reached $705 million, slightly above the analyst projection of $703.43 million.

EWBC shares were trading 0.28% higher following the announcement.

The bank achieved record levels of both loans and deposits during the quarter, reaching $55.0 billion and $65.0 billion respectively. Net income for the quarter was $310 million, or $2.24 per diluted share on a GAAP basis. The company’s return on average common equity stood at 15.4%, while adjusted return on average tangible common equity was 16.7%.

"East West reported another strong quarter of balanced growth, with average loans and deposits growing by approximately $1.0 billion each," said Dominic Ng, Chairman and Chief Executive Officer. "Our balance sheet growth drove a new record level of net interest income and we delivered another solid quarter of fee revenue."

Total (EPA:TTEF) revenue increased 2% quarter-over-quarter to $703 million, while adjusted net income grew 9% to $316 million compared to the previous quarter. The bank’s credit quality showed improvement, with both criticized loans and nonperforming assets declining from the first quarter.

East West’s capital position strengthened during the quarter, with the tangible common equity ratio growing to 10%. Book value per share and tangible book value per share both increased by $1.97 quarter-over-quarter, reaching $59.51 and $56.10 respectively.

The company was recently ranked as the best performing bank above $50 billion in assets by Bank Director for the third consecutive year, marking its fourth title in the past five years.

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