SoFi shares surge nearly 3% as Q1 results top estimates

Published 29/04/2025, 12:30
SoFi shares surge nearly 3% as Q1 results top estimates

NEW YORK - SoFi Technologies (NASDAQ:SOFI) reported better-than-expected first quarter results and raised its full-year guidance on Tuesday.

The company’s shares jumped 2.88% in premarket trading after the earnings release.

SoFi posted adjusted earnings per share of $0.06, beating analyst estimates of $0.04. Revenue came in at $771.8 million, surpassing expectations of $740.3 million and representing 33% year-over-year growth.

The company added a record 800,000 new members in Q1, bringing its total to 10.9 million, up 34% from the prior year. Total (EPA:TTEF) products increased 35% to 15.9 million.

"We are off to a tremendous start in 2025," said CEO Anthony Noto. "We delivered our highest revenue growth rate in five quarters, driven by new records in members, products, and fee-based revenue."

SoFi’s lending segment saw net revenue rise 25% to $413.4 million. The financial services segment more than doubled revenue to $303.1 million, while technology platform revenue grew 10% to $103.4 million.

For the full year 2025, SoFi raised its revenue guidance to $3.235-$3.31 billion, above the previous range of $3.2-$3.275 billion and ahead of analyst estimates of $3.191 billion.

The company now expects adjusted EBITDA of $875-$895 million, up from prior guidance of $845-$865 million.

SoFi’s strong results and optimistic outlook suggest the company continues to gain traction with its "one-stop shop" digital financial services strategy, attracting new customers and expanding relationships with existing members.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.