Velocity Financial beats Q4 estimates, shares rise 5.9%

Published 06/03/2025, 22:40
Velocity Financial beats Q4 estimates, shares rise 5.9%

NEW YORK - Velocity Financial Inc. (NYSE:VEL) reported fourth quarter earnings that beat analyst expectations, sending shares up 5.9% in after-hours trading.

The business purpose loan provider posted adjusted earnings per share of $0.57, surpassing the consensus estimate of $0.48. Revenue for the quarter came in at $113.5 million, up 31.5% YoY.

"Velocity delivered impressive earnings in the fourth quarter and full year 2024," said Chris Farrar, President and CEO. "The Company’s record full-year 2024 earnings were driven by continued strong production, which also reached record levels in 2024."

Loan production totaled $563.5 million in unpaid principal balance for Q4, a 60% increase from $352.1 million in the same quarter last year. For the full year 2024, loan production reached $1.84 billion, up 64.6% from $1.12 billion in 2023.

The company’s total loan portfolio grew to $5.06 billion as of December 31, 2024, a 24.1% increase from $4.07 billion a year earlier.

Net income for Q4 was $20.6 million, up 18.6% from $17.4 million in Q4 2023. For the full year 2024, net income rose 30.9% to $68.4 million.

Velocity Financial’s stock climbed 5.9% in after-hours trading following the earnings release.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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