Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded in 2004 and is headquartered in Westlake Village, California
Niche Market Leade | Velocity Financial's focus on small balance real estate lending has positioned it as a resilient player in a specialized market, driving strong financial performance |
Origination Excellence | Record-breaking loan originations of $640.4 million in Q1 2025 showcase Velocity's ability to capture market share and fuel portfolio growth |
Analyst Optimism | JMP Securities maintains a $21.00 price target, reflecting confidence in Velocity's growth potential despite market challenges |
Navigating Headwinds | Explore how Velocity manages rising nonperforming loans and interest rate volatility while maintaining a robust 20.3% core Return on Common Equity |
Metrics to compare | VEL | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipVELPeersSector | |
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P/E Ratio | 8.7x | −5.2x | 9.5x | |
PEG Ratio | 0.59 | −0.11 | 0.03 | |
Price/Book | 1.1x | 0.3x | 1.0x | |
Price / LTM Sales | 3.4x | 1.5x | 2.8x | |
Upside (Analyst Target) | 27.3% | −30.9% | 13.1% | |
Fair Value Upside | Unlock | −5.8% | 1.7% | Unlock |