Wells Fargo shares rise as solid third quarter results beat expectations

Published 14/10/2025, 11:42
© Reuters.

Investing.com -- Investment banking giant Wells Fargo reported better-than-expected third quarter earnings on Friday, with revenue growth across both consumer and commercial businesses driving shares up more than 3% in pre-market U.S. trading Tuesday.

The banking giant posted earnings per share of $1.66 and revenue of $21.44 billion, exceeding analyst estimates of $21.16 billion.

While net interest income (NII) came in at $11.95 billion, slightly below the $12.01 billion consensus, the bank showed strong growth in fee-based income.

Investment banking fees reached $840 million, significantly above the $742.8 million estimate.

Wells Fargo demonstrated improved credit performance with provision for credit losses of $681 million, well below the $1.17 billion analysts had expected.

The bank also reported the highest linked-quarter loan growth in over three years, with total average loans reaching $928.7 billion.

"The momentum we are building across our businesses drove strong financial results in the third quarter with net income and diluted earnings per share both up from a year ago and the second quarter," said Chairman and CEO Charlie Scharf.

"Revenue grew with higher net interest income and strong, broad-based growth in fee-based income across both our consumer and commercial businesses."

The bank’s efficiency ratio was 65%, higher than the 63.6% estimate, while non-interest expenses came in at $13.85 billion, above the $13.42 billion estimate.

Despite these higher costs, Wells Fargo’s return on equity reached 12.8%, exceeding the 12% consensus.

Wells Fargo also returned significant capital to shareholders during the quarter, increasing its common stock dividend by 12.5% and repurchasing $6.1 billion of its common stock.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.