Mortgage rates continue to fall, providing relief to homebuyers

Published 03/07/2025, 17:06
Mortgage rates continue to fall, providing relief to homebuyers

Investing.com -- Mortgage rates in the U.S. decreased for the fifth consecutive week, with the 30-year fixed-rate mortgage averaging 6.67% as of Wednesday, according to Freddie Mac (OTC:FMCC)’s Primary Mortgage Market Survey.

This represents a drop from last week’s average of 6.77% and marks the largest weekly decline since early March. The current rate is also lower than the 6.95% recorded during the same period last year.

The 15-year fixed-rate mortgage similarly declined, averaging 5.80% this week, down from 5.89% last week. A year ago, the 15-year rate stood at 6.25%.

"Declining mortgage rates are encouraging and, while overall affordability challenges remain, we are seeing more sellers enter the market giving prospective buyers an advantage," said Sam Khater, Freddie Mac’s Chief Economist.

The continued decrease in mortgage rates could potentially boost activity in the housing market as lower borrowing costs make home purchases more accessible to potential buyers.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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