Wells Fargo CFO says U.S. consumers spending more, credit in good shape

Published 09/09/2025, 14:24
© Reuters.

Investing.com -- U.S. consumers are increasing their spending and maintaining timely bill payments, indicating strong financial health, Wells Fargo Chief Financial Officer Mike Santomassimo said Tuesday.

"Despite what you may read in terms of softening, we are seeing activity levels still to be quite strong and credit performance to still be quite good on the consumer side," Santomassimo told investors at a conference.

The Federal Reserve lifted Wells Fargo’s seven-year $1.95-trillion asset cap earlier this year, removing growth limitations that had been imposed on the bank.

With these restrictions now removed, Wells Fargo is pivoting from regulatory compliance issues toward expanding its market share in commercial banking, corporate investment banking, and wealth management services, according to Santomassimo.

The CFO noted that Wells Fargo might consider acquisitions to enhance its capabilities in payments or other product areas, though he emphasized that the bank would set a high standard for such opportunities.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.