Five Star Bancorp CEO James Beckwith sells $120,986 in stock

Published 03/03/2025, 18:56
Five Star Bancorp CEO James Beckwith sells $120,986 in stock

Five Star Bancorp ’s (NASDAQ:FSBC) President and CEO, James Beckwith, recently sold 4,000 shares of the company’s common stock, according to a filing with the Securities and Exchange Commission. The $662 million market cap bank has shown strong performance with a 32.5% return over the past year, trading at a P/E ratio of 13.6. The shares were sold at a price of approximately $30.25 each, resulting in a total transaction value of $120,986. Following this sale, Beckwith holds 476,381 shares in the company through the Beckwith Family Trust. According to InvestingPro analysis, Five Star Bancorp currently appears undervalued, with a "GOOD" overall financial health score.

The filing also reveals additional holdings by Beckwith’s immediate family members, though he disclaims ownership of these securities. His daughter, son, other son, and daughter-in-law each own shares, totaling 10,000 collectively, but Beckwith is not considered the beneficial owner of these shares for SEC reporting purposes. InvestingPro subscribers can access additional insights, including 6 key ProTips and a comprehensive analysis of Five Star Bancorp’s financial health and valuation metrics.

In other recent news, Five Star Bancorp reported impressive fourth-quarter 2024 financial results, surpassing expectations with an earnings per share (EPS) of $0.63 and revenue of $35.16 million, both exceeding analyst projections. Despite these strong figures, analysts from Stephens and Raymond (NSE:RYMD) James have adjusted their price targets for the company, with Stephens lowering it to $36 and Raymond James to $35, though both firms maintain positive ratings on the stock. The bank’s strategic expansion into the San Francisco Bay Area has contributed to significant deposit growth and new loan opportunities, with management projecting an 8% growth in both loans and deposits for 2025.

Five Star Bancorp’s net income for the quarter stood at $13.3 million, and the company reported a return on average assets of 1.31% and a return on average equity of 13.48%. Analysts noted the bank’s robust performance in its niche markets, including manufactured housing communities and RV parks, and highlighted its strategic move to diversify growth, particularly in the Bay Area. The net interest margin experienced a slight decrease, but analysts anticipate potential expansion due to positive repricing opportunities.

Despite the positive earnings, the bank’s stock experienced a slight decline in after-hours trading, reflecting cautious market sentiment. Looking ahead, the bank plans to continue its strategic investments in technology and personnel to support its growth initiatives. Analysts from Stephens and Raymond James remain optimistic about Five Star Bancorp’s future prospects, citing its strong financial performance and strategic positioning in the market.

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