Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. The company was founded in 1999 and is headquartered in Rancho Cordova, California.
Solid Growth Trajectory | Five Star Bancorp demonstrates resilience with a 48.5% price increase over six months, maintaining profitability amid banking sector challenges |
Shareholder Value Focus | Explore FSBC's commitment to investors through consecutive dividend raises, a 2.42% yield, and strong fundamentals including a 13% return on equity |
Analyst Optimism | Delve into the positive analyst sentiment, with upward earnings revisions and a price target of $32.00, reflecting confidence in FSBC's market strategy |
Strategic Engagement | Learn about FSBC's upcoming Non-Deal Roadshow events, offering potential for increased investor interest and enhanced market visibility |
Metrics to compare | FSBC | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipFSBCPeersSector | |
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P/E Ratio | 13.3x | 13.1x | 9.7x | |
PEG Ratio | 5.60 | 0.34 | 0.03 | |
Price/Book | 1.7x | 1.0x | 1.0x | |
Price / LTM Sales | 5.2x | 3.4x | 2.9x | |
Upside (Analyst Target) | 5.8% | 3.3% | 9.5% | |
Fair Value Upside | Unlock | 6.4% | 0.7% | Unlock |