Five Star Bancorp (FSBC)

Currency in USD
32.32
-0.29(-0.89%)
Closed·
32.320.00(0.00%)
·
FSBC Scorecard
Full Analysis
Has raised its dividend for 4 consecutive years
FSBC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
31.4632.66
52 wk Range
22.2235.13
Key Statistics
Prev. Close
32.61
Open
32.66
Day's Range
31.46-32.66
52 wk Range
22.22-35.13
Volume
21.24K
Average Volume (3m)
45.81K
1-Year Change
9.39%
Book Value / Share
19.51
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
35.25
Upside
+9.07%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings upwards for the upcoming period

Five Star Bancorp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Five Star Bancorp Company Profile

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. The company was founded in 1999 and is headquartered in Rancho Cordova, California.

Sector
Financial
Employees
208

Five Star Bancorp SWOT Analysis


Solid Growth Trajectory
Five Star Bancorp demonstrates resilience with a 48.5% price increase over six months, maintaining profitability amid banking sector challenges
Shareholder Value Focus
Explore FSBC's commitment to investors through consecutive dividend raises, a 2.42% yield, and strong fundamentals including a 13% return on equity
Analyst Optimism
Delve into the positive analyst sentiment, with upward earnings revisions and a price target of $32.00, reflecting confidence in FSBC's market strategy
Strategic Engagement
Learn about FSBC's upcoming Non-Deal Roadshow events, offering potential for increased investor interest and enhanced market visibility
Read full SWOT analysis

Five Star Bancorp Earnings Call Summary for Q2/2025

  • Five Star Bancorp exceeded Q2 2025 forecasts with EPS of $0.68 and revenue of $38.33M, despite a 2.09% stock decline to $30.42
  • Net income reached $14.5M, with return on average assets at 1.37% and return on average equity at 14.17%, showcasing strong profitability
  • Loan growth of $136.2M and deposit growth of $158.3M reported, with net interest margin expanding to 3.53%
  • Company targets 10-12% balance sheet growth for 2025, expects $500-750k quarterly expense increase from new Walnut Creek office
  • Expansion into food and agribusiness sector announced, with management emphasizing support for clients and growth in Bay Area
Last Updated: 24/07/2025, 21:28
Read Full Transcript

Compare FSBC to Peers and Sector

Metrics to compare
FSBC
Peers
Sector
Relationship
P/E Ratio
13.3x13.1x9.7x
PEG Ratio
5.600.340.03
Price/Book
1.7x1.0x1.0x
Price / LTM Sales
5.2x3.4x2.9x
Upside (Analyst Target)
5.8%3.3%9.5%
Fair Value Upside
Unlock6.4%0.7%Unlock

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 35.25
(+9.07% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.45%
Dividend Yield
2.48%
Industry Median 3.41%
Annualised payout
0.80
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jul 23, 2025
EPS / Forecast
0.68 / 0.635
Revenue / Forecast
38.33M / 37.64M
EPS Revisions
Last 90 days

FSBC Income Statement

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FAQ

What Stock Exchange Does Five Star Bancorp Trade On?

Five Star Bancorp is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Five Star Bancorp?

The stock symbol for Five Star Bancorp is "FSBC."

What Is the Five Star Bancorp Market Cap?

As of today, Five Star Bancorp market cap is 690.19M.

What Is Five Star Bancorp's Earnings Per Share (TTM)?

The Five Star Bancorp EPS (TTM) is 2.45.

When Is the Next Five Star Bancorp Earnings Date?

Five Star Bancorp will release its next earnings report on 26 Oct 2025.

From a Technical Analysis Perspective, Is FSBC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Five Star Bancorp Stock Split?

Five Star Bancorp has split 0 times.

How Many Employees Does Five Star Bancorp Have?

Five Star Bancorp has 208 employees.

What is the current trading status of Five Star Bancorp (FSBC)?

As of 25 Aug 2025, Five Star Bancorp (FSBC) is trading at a price of 32.32, with a previous close of 32.61. The stock has fluctuated within a day range of 31.46 to 32.66, while its 52-week range spans from 22.22 to 35.13.
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