Arthur J. Gallagher & Co. expands credit facility to $2.5 billion

Published 04/04/2025, 22:02
Arthur J. Gallagher & Co. expands credit facility to $2.5 billion

Arthur J. Gallagher & Co . (NYSE:AJG), a global insurance brokerage and risk management services firm, has amended and restated its Credit Agreement, which now extends the maturity date and increases the total commitment amount, according to a recent 8-K filing with the U.S. Securities and Exchange Commission.

On Wednesday, the company entered into an agreement that extends the maturity of its credit facility from June 22, 2028, to April 3, 2030. The amendment also upsizes the commitment from $1.7 billion to $2.5 billion. This includes a $75 million letter of credit sub-facility and a $250 million Euro swingline sub-facility.

The amended agreement with Bank of America, N.A., as the administrative agent, and other lenders, allows for the possibility of further increasing the commitments up to $3 billion, subject to the agreement of current or additional lenders.

The restated credit agreement updates the facility fee and applicable margin based on the company’s long-term senior unsecured debt rating. However, the company’s financial ratios and all-in drawn pricing remain unchanged under the new terms.

This strategic financial move is aimed at providing Arthur J. Gallagher & Co. with increased financial flexibility for its operations and potential growth initiatives. The complete terms of the amended and restated Credit Agreement are detailed in the Exhibit 10.1 of the 8-K filing.

The information in this article is based on the statements provided in the press release issued by Arthur J. Gallagher & Co. and does not contain any additional commentary or speculative insight.

In other recent news, Arthur J. Gallagher & Co. has announced several acquisitions that are part of its strategic expansion. The company acquired Imbs Holdings, a retail insurance broker based in St. Louis, Missouri, to enhance its retail brokerage capabilities in the South Central United States. It also acquired Tresidder Insurance Brokers in Australia, aiming to strengthen its presence in the Australian market. Additionally, Gallagher expanded its operations in the Southwest US with the acquisition of Litchfield Special Risks, Inc., a Texas-based wholesale insurance broker.

These acquisitions are expected to bolster Gallagher’s service offerings and client base across different regions. In analyst updates, Piper Sandler maintained an Overweight rating with a $350 price target for Gallagher, citing positive expectations for the company’s first quarter of 2025. Meanwhile, Keefe, Bruyette & Woods adjusted their price target for Gallagher to $314, reflecting revised earnings estimates and expectations for continued organic growth and margin expansion.

The analysts’ perspectives highlight confidence in Gallagher’s operational strategy and financial health, despite a delayed acquisition of AssuredPartners, which the company expects will not negatively impact its performance. The integration of new acquisitions and the strategic management of financial resources underscore Gallagher’s adaptability and growth potential in the insurance brokerage sector.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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