Cigna Group secures $6.5 billion credit facility

Published 28/04/2025, 21:28
Cigna Group secures $6.5 billion credit facility

The Cigna Group (NYSE:CI), a leading health services organization with a market capitalization of $90.9 billion and annual revenue exceeding $247 billion, announced on Monday that it has entered into a $6.5 billion revolving credit and letter of credit agreement. According to InvestingPro analysis, the company maintains a strong financial health score of "GREAT," suggesting robust operational performance. This new facility replaces the company’s previous $5.0 billion credit agreement and will support general corporate purposes, including up to $500 million for issuing letters of credit. With a modest total debt-to-capital ratio of 0.26 and an impressive free cash flow yield of 10%, Cigna appears well-positioned to manage this facility effectively. For deeper insights into Cigna’s financial strength and growth potential, InvestingPro offers comprehensive analysis and 12 additional exclusive ProTips.

The agreement, effective April 24, 2025, involves several leading financial institutions, with JPMorgan Chase (NYSE:JPM) Bank, N.A. serving as the administrative agent. The five-year arrangement includes options to increase the commitments by $1.5 billion and to extend the maturity date. Based on InvestingPro’s Fair Value analysis, Cigna currently appears undervalued, suggesting potential upside for investors.

Interest rates on advances from the facility will be determined by a benchmark rate plus an applicable margin based on the company’s senior unsecured credit ratings. The credit agreement also stipulates a financial covenant limiting the company’s leverage ratio to a maximum of 0.60 to 1.00, or 0.65 to 1.00 following significant acquisitions.

In addition to financial developments, the company disclosed the resignation of Ms. Noelle Eder, Executive Vice President and Global Chief Information Officer, effective May 16, 2025, due to personal reasons and not because of any disagreement with Cigna Group.

Furthermore, at the Annual Meeting of Shareholders held on April 23, 2025, all eleven director nominees were elected for one-year terms. Shareholders also provided advisory approval of the company’s executive compensation and ratified the appointment of PricewaterhouseCoopers LLP as the independent registered public accounting firm for 2025. A shareholder proposal to support special shareholder meeting improvement was not passed.

This news is based on a press release statement and reflects the latest strategic financial steps taken by Cigna Group to ensure robust corporate funding and governance.

In other recent news, Cigna Corporation has been in the spotlight following several developments. AM Best has confirmed Cigna’s credit ratings, maintaining an A (Excellent) Financial Strength Rating and a “a+” (Excellent) Long-Term Issuer Credit Rating for its key subsidiaries. These ratings reflect Cigna’s strong balance sheet and consistent operating performance. Guggenheim Securities initiated coverage of Cigna with a Buy rating and set a price target of $384, highlighting the company’s flexible approach to medical and pharmacy benefit management. Meanwhile, TD Cowen has reiterated its Buy rating with a $380 price target, noting the strategic benefits of Cigna’s recent sale of its government business to Health Care Service Corporation. This sale allows Cigna to focus on its Health Care services, particularly in high-growth areas like specialty services and biosimilars. Additionally, the U.S. Federal Trade Commission’s lawsuit against Cigna’s Express Scripts unit over insulin pricing is set to resume, following a temporary halt. These developments underscore Cigna’s ongoing strategic shifts and the regulatory challenges it faces.

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