Mastercard reports Q4 and full-year 2024 results

Mastercard Incorporated (NYSE:MA) disclosed its financial outcomes for the fourth quarter and full year of 2024 today, revealing insights into the company’s performance. The company, with a substantial market capitalization of $504 billion, has demonstrated strong revenue growth of nearly 12% over the last twelve months.

According to InvestingPro analysis, Mastercard’s stock is trading near its 52-week high of $551.55, reflecting robust market confidence. The information, sourced from a press release, provides a snapshot of Mastercard’s recent financial health.

The company’s earnings release, which was furnished to the Securities and Exchange Commission (SEC) but not filed, details the financial results. Mastercard, headquartered in Purchase, New York, operates within the business services industry and is incorporated in Delaware.

Specific figures and detailed financial statements were not included in the context provided. However, the release of this data signifies a key moment for the company, as earnings reports often influence investor sentiment and stock performance.

Mastercard’s performance in the fourth quarter and the overall fiscal year can impact its stock valuation and market position among competitors. InvestingPro data reveals the company maintains excellent financial health with a GREAT overall score, supported by strong profitability metrics and consistent dividend growth over 13 consecutive years. For deeper insights into Mastercard’s valuation and growth prospects, investors can access comprehensive Pro Research Reports available on InvestingPro, covering over 1,400 top US stocks.

The SEC filing does not indicate any significant changes in Mastercard’s business operations or strategic direction alongside the financial results. It is standard practice for companies to report their quarterly and annual financials to maintain transparency with shareholders and comply with regulatory requirements.

The data presented in the earnings release is based on U.S. generally accepted accounting principles (GAAP) and reflects the company’s financial state as of January 30, 2025. Trading at a P/E ratio of 41.4, Mastercard’s stock appears to be trading above its InvestingPro Fair Value, suggesting premium pricing. The company’s stock is listed on the New York Stock Exchange, and its financial instruments, including various notes due between 2027 and 2030, are also traded on the same exchange. InvestingPro subscribers can access additional insights through 12 exclusive ProTips and detailed financial metrics.

The full earnings release is attached to the SEC filing as Exhibit 99.1, providing a comprehensive overview of the financial results for those seeking more detailed information.

In other recent news, Mastercard and Visa (NYSE:V) have been implicated in a whistleblower complaint regarding allegations of money laundering associated with the website OnlyFans. The complaint, filed with the U.S. Treasury’s Financial Crimes Enforcement Network, claims the companies were aware of illicit revenue streams on the platform since at least 2021.

Simultaneously, Seaport Global Securities has downgraded Mastercard’s stock rating from Buy to Neutral, citing the lack of a clear catalyst for stock value growth. In contrast, the same firm upgraded Visa’s stock rating from Neutral to Buy, highlighting Visa’s focus on the U.S. market as a potential driver of revenue and earnings per share.

Furthermore, Bernstein analysts have maintained their Outperform rating on Visa shares and increased their price target, reflecting a positive outlook for Visa’s growth, particularly in international markets. The analysts anticipate that Visa’s upcoming investor day will further reinforce confidence in the company’s revenue growth potential.

Meanwhile, Keefe, Bruyette & Woods expressed optimism about several payment processing companies, including Mastercard, ahead of their fourth-quarter earnings reports. The firm anticipates that the 2025 outlooks provided will be a significant factor in stock movements.

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