Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a solution that facilitates the delivery of funds to eligible cards, bank accounts, and digital wallets; Visa B2B Connect, a multilateral business-to-business cross-border payments network; Visa Cross-Border Solution, a cross-border consumer payments solution; and Visa DPS that provides a range of value-added services, including fraud mitigation, dispute management, data analytics, campaign management, a suite of digital solutions, and contact center services. The company also provides acceptance solutions, which include Cybersource and Authorize.net that provides new and enhanced payment integrations with ecommerce platforms, enabling sellers and acquirers to offer tailored commerce experiences; risk and identity solutions, such as Visa Advanced Authorization, Visa Secure, Visa Consumer Authentication Service, Visa Protect Authentication Intelligence, and Visa Provisioning Intelligence; and Visa Consulting and Analytics, a payment consulting advisory services. It provides its services under the Visa, Visa Electron, Interlink, V PAY, and PLUS brands. The company serves merchants, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
Financial Prowess | Visa's Q2 2025 results surpassed expectations, showcasing robust profitability metrics and impressive growth in Value-Added Services revenues |
Growth Catalysts | Explore Visa's diversified portfolio, resilient consumer spending trends, and the potential of cross-border transactions in driving future expansion |
Market Dominance | Delve into Visa's competitive edge in the payments industry, its strategic initiatives, and the anticipated insights from the upcoming Investor Day |
Challenges Ahead | Analysts project a price target range of $370-$396, while Visa navigates legal hurdles and potential risks to revenue guidance |
Metrics to compare | V | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipVPeersSector | |
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P/E Ratio | 32.9x | 21.7x | 9.6x | |
PEG Ratio | 3.42 | 0.15 | 0.03 | |
Price/Book | 17.5x | 3.5x | 1.0x | |
Price / LTM Sales | 17.0x | 3.6x | 2.8x | |
Upside (Analyst Target) | 16.8% | −1.2% | 10.3% | |
Fair Value Upside | Unlock | −13.3% | 0.8% | Unlock |