Murphy USA secures $1.35 billion credit facilities

Published 11/04/2025, 11:46
Murphy USA secures $1.35 billion credit facilities

Murphy USA Inc. (NYSE:MUSA), a prominent player in the retail auto and gasoline station sector with a market capitalization of $9.54 billion, has finalized a significant financial restructuring this week. On Monday, the company entered into a Refinancing Facility Agreement, securing a total of $1.35 billion in credit facilities. According to InvestingPro data, the company currently operates with a moderate level of debt and maintains a 'Good' overall financial health score.

The agreement, involving Murphy USA and its subsidiary Murphy Oil (NYSE:MUR) USA, includes a $600 million term loan and a $750 million revolving credit facility. The term loan, which the company fully drew upon at signing, features a quarterly amortization rate of 0.25% per annum. For the Revolving Facility, the applicable margin varies between 1.25% and 2.00% per annum, while for the Term Facility, it is fixed at 1.75% per annum. These rates are contingent on the company's total debt to EBITDA ratio, which investors can track along with 30+ other key metrics through InvestingPro's comprehensive financial analysis tools.

Royal Bank of Canada and JPMorgan Chase (NYSE:JPM) Bank, N.A. acted as administrative agents for the term and revolving facilities, respectively. The new credit arrangements modify a previous credit agreement dated January 29, 2021.

Murphy USA has agreed to certain covenants under the Refinancing Facility Agreement. These covenants restrict the company's ability to incur additional debt or liens, make specific investments, engage in sale-leaseback transactions, and make certain restricted payments. They also limit the company's capacity for consolidations, mergers, sales of material assets, transactions with affiliates, and other fundamental changes.

The obligations under this agreement are guaranteed by Murphy USA, Murphy Oil USA, and their respective subsidiaries. Furthermore, these obligations, including the guarantees, are secured by certain assets of the involved parties.

This strategic financial move aims to enhance the company's financial flexibility and support its ongoing operations and growth initiatives. With current EBITDA of $1.01 billion and a debt-to-equity ratio of 2.82, the refinancing comes at a crucial time. The details of the Refinancing Facility Agreement have been made available in an exhibit attached to the SEC filing, providing transparency for investors and stakeholders. For a deeper understanding of Murphy USA's valuation and growth prospects, InvestingPro subscribers can access the comprehensive Pro Research Report, which includes detailed analysis of the company's financial health and future potential.

The information for this article is based on a press release statement.

In other recent news, Murphy USA reported its fourth-quarter 2024 earnings, exceeding expectations with an earnings per share (EPS) of $6.96, surpassing the projected $6.60. However, the company's revenue fell short, coming in at $4.71 billion compared to the anticipated $5.37 billion. The company achieved $1 billion in EBITDA for the year 2024, indicating robust financial performance despite the revenue miss. Murphy USA plans to open up to 50 new stores in 2025, aiming to enhance its market presence and operational efficiency. Retail fuel margins improved by 50 basis points to $0.281 per gallon, contributing positively to the company's overall performance.

Additionally, Melius Research initiated coverage on Murphy USA with a Buy rating and a price target of $600, citing the company's efficient cost structure and potential for high growth. The firm noted Murphy USA's strategic fuel assets and extensive network as significant advantages. Analysts at Melius emphasized the company's ability to leverage structural advantages within the convenience store and fuel sectors. The firm's optimistic outlook suggests a potential 30% upside for investors.

These developments reflect a strong positioning for Murphy USA, with a focus on shareholder value and growth through strategic initiatives and expansion plans.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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